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Getting out of my comfort zone

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    **makes note not to try risotto in the slow cooker**

    Good luck for the interview tomorrow x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sorry risotto didn't work out

    good luck with the interview tomorrow

    it is me that is looking at setting up a coaching business having done my qualification years ago
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    sorry risotto didn't work out

    good luck with the interview tomorrow

    it is me that is looking at setting up a coaching business having done my qualification years ago

    Hi

    I realised after I had posted that it was you. I was very sceptical about coaching until I saw it in practice, but may get some books out to read up a bit. I did ILM coaching a few years ago, but work wouldn't allow people at my grade to go any further with it.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Gill, hope the interview has gone well and you have a nice weekend :)
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Back from interview, seemed to go OK, but you never know. I may be overqualified/experienced for the role. As they want someone to start immediately I will find out later today, so fingers crossed.

    Watching re-runs of practice for the GP, trying to decide what to have for lunch.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've had a very unhealthy toasted cheese sandwich :D

    Fingers crossed for the job x
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Just got an email from Quidco that an item had tracked. V. confused as haven't bought anything online for ages, turned out it was the new headlamp bulb I bought from Halfords in store. Forgot that I'd registered my debit card, and glad I didn't pay with cash!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Hello to the people who've read this far.

    I got the job :j:j:j:j:j

    Its a 3 month contract initially, but there is a possibility of more work at a better rate in the future. So, don't need to think about JSA anymore, but will wait to work out how much I get etc. Although I'm registered with HMRC as self employed its just as a sole trader, so will have to use umbrella company in order to get paid.

    Had fish and chips from chippy for tea, by way of celebration :D so all the good work, walking yesterday is wasted.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Off to do food shopping, have just had a panic as realised that won't be able to work on Monday and Tuesday, so won't get paid on Thursday for those jobs, so will probably need to dip into savings for a week. Hopefully can organise getting paid weekly or fortnightly.

    I've also got to go to Mr A or Mr T and get some cheap tops to wear as don't have enough stuff that fits any more.

    The money from this job isn't what I've been used to, in fact is quite a drop, but is still better than part time, and can still cover all bills and will be good experience and look good on CV
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The money from this job isn't what I've been used to, in fact is quite a drop, but is still better than part time, and can still cover all bills and will be good experience and look good on CV

    :T:T:T Yay Well done Gill! That's great news!

    At least you are back on the ladder - it's easier to find another job once you're in a job.

    Hope you got fixed up with some tops and enjoyed the fish and chips :D
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