Hold on tight! It's going to be a bumpy ride!!!

missymoo81

HI ya hun sorry I've not been popping as much as normal, going to catch up on your diary and post later.
Big hugs

x

missymoo81

wow I've just caught up on your diary, you're doing exceptionally well, especially with your PAD's.

you are super organised to get your studying done and working!! Hopefully my course with the OU will start in feb so will have to take a leaf out of your book.

x

Moneytroubles_2

Hi Missymoo thanks for the post -

I'm trying to be good with uni and work although i'm shattered today!

Feeling pretty good today as me and OH worked out that in the next 12 months we will have got rid of

• the very account
• nationwide o/d
• hitachi
• videographer
• barclays

:j:j:j:j

Just enjoying a nice glass of vino now after a hard day at work! xx

Moneytroubles_2

Also wanted to add that I have been texting 21202 to find out how many texts and mins ive been using as im determined not to have any more £200 bills (mine and OH) I have 2 texts left to use before 4th November so have to use them very very carefully lol xx

Happytogetdebtfree

Very well done keep looking forward keep working away it will work out love x x

Moneytroubles_2

Thanks happy to get debt free!

Think im addicted to padding - just paid £1.00 off the very catalogue despite saying that I wouldnt pay anything till thursday - woops! balance is at 778, gonna try and knock it down to 699 before next statement which is the 14th, to avoid it going back over the 800 mark so have got 2 weeks to try and find 79 pounds mmm wish me luck!! xxx

Moneytroubles_2

Oh no misunderstood the account information, payment has to be made by 7th November before next statement so i only have 7 days to find 79 pound - im sure i can do it... somehow :rolleyes:

missymoo81

Well done, you're so motivated, I started with the pad and couldn't do it, but you're doing so incredibly well you make me want to try again.

have a good day

missy

x

homegrown_life

well done MT. I can't get to grips with PAD'ing so you're doing really well. We'll have to have a virtual party when Very is gone!!

Happytogetdebtfree

keep up the pading :)P