Hold on tight! It's going to be a bumpy ride!!!

Moneytroubles_2

Hi again, just dropped OH off at work, today he has given me his credit card and asked me to keep hold of it, he said he wants me to "work my magic" on it lol

I'm wanting to list somethings on ebay but wondering if its a good idea with all the postal strikes etc going on at the moment.

Also made a PAD to very today - I really really wanna smash it!!

xxx

Happytogetdebtfree

keep going seems like oh is turning around keep positive eh x

Moneytroubles_2

Thanks Happy to get debt free - im proper on one now - just made another PAD to very soooo want rid of this debt!

Me and OH have sold our wii so thats an extra couple of pound, still got my wedding dress listed but no interest of yet? not sure if i priced it too high! and then theres the ebay items, need to find a nice area of the house to take some pics, OH is going to do it with me at the weekend.

Also i have been a month behind my mortgage since august, not quite sure how it happened if i am honest, but I always make the payment and then I cant afford the one that is actually due if that makes sense? so I rang Northern Rock today and they have agreed that I can pay the 1 month arears spread across the next few months on top of normal payment. so yay!! I have to say whenever I speak to Northern Rock they are always dead nice and helpfu xxx

honeybear_2

Moneytroubles wrote: »

I have to say whenever I speak to Northern Rock they are always dead nice and helpfu xxx

Maybe that was why so many people were queuing to see them a couple of years ago :rotfl:

Glad to hear things are going well tho

homegrown_life

you sound like you're doing great I might get lynched if I sold our wii!!!!

Moneytroubles_2

Thanks, homegrown life! I have to be honest it was me who wanted to keep it but OH talked me round I haven't been on it for months though.

Also I read in the local paper that the council and police have put a project together to neuture cats for free. I emailed them and they are going to send me the voucher - woohoo saves me £40 - yayyyy xxx

Moneytroubles_2

Just been browsing the freebie board and found that if you sign up to lovefilm for a 30 day free trial you get a £10 new look voucher so just signed up, must put in the diary to cancel subscription though! xx

Moneytroubles_2

Hi everyone -

Not much to add today, been to uni this morning and then went to my friends for the afternnoon and something to eat

Also gotta get cracking with my application form for my placement or uni

How is everyone else doing?

xx

Moneytroubles_2

Hi - I have joined quidco today and signed up for a free credit report with equifax which will earn me £5 - yay!

Also maid a payment on OH credit card, minimum was £44 but i round it up to £50

and tommorow im paying £50 off the overdraft, I said ages ago that i found £15 in my isa and i planned on transferring it to pay off overdraft but never did, so going to do that tommorow aswell so will be £65 i pay off in total!

still no interest in the wedding dress though xxx

Moneytroubles_2

Oh my god - just checked nationwide online banking and my overdraft balance is "only" £351 so when i pay the £65 off tommorow the debt will be under £300 im so excited!!!!

My priority is still the big nasty very catalogue BUT once thats gone cant wait to smash the overdraft, altho even with minimum payment of £50 a month it will be gone by March 10.

I cant believe how happy I am dealing with my debts you know - i get the same feeling making payments to my debts that i do actually buying things!

Anyway going to get myself off to bed at uni tommorow - Night all xxxxxxxx