Hold on tight! It's going to be a bumpy ride!!!

homegrown_life

brilliant stuff - well done! I used to berate my OH for always coming back with huge mobile bills as that's his thing really and I'd mostly had PAYG, but when he got his iphone I took his remaining contract phone. I was so sheepish the month I had abill that was £65 instead of £20!!!!

You're sounding much more positive - keep up the good work!

Moneytroubles_2

Afternoon everyone -

Happy bonfire night to you all

Been to uni this morning, and also been to tesco, got everyone coming round tonight to go to the fireworks near mine, so bought a chicken and some nice bread and gonna do chicken and stuffing sandwiches - mmmm yummy!

Opened OH post this morning (he works away so i open it) and it says he didnt have enough money to pay for something from his account - not quite sure what this is so will look into it later?

Anyway just gonna have half an hour before the cleaning commences!

Thanks for reading xxx

A.J._3-2

Congrats on your fantastic i phone bills - what a saving! could be under £90 due to vat change?
enjoy tonight!

Moneytroubles_2

Hiya!

Thanks A.J i was really chuffed with the bill quite strange how excited I got actually lol

Everyone has just left, and now i have a massive pile of pots to work through but thought I would have 5 mins (or 10!) before facing them!

Had a good night, but my dog has been going CRAZY cos of the fireworks, really hope they stop soon!

Im keeping my eye out for the pay 20,000(ish) in 2010 challenge to start up, thought i'd give it ago!

Anyway how is everyone else doing? xx

Moneytroubles_2

Just made a pad of £2.55 making the very balance £770! OH's payday tommorow so gonna see if we can budget £71 pound to get it down to £699 - wish me luck xxxx

homegrown_life

good luck - with an interest rate like theirs every little extra helps!

Moneytroubles_2

Hi all!

Not been home long, just checked online banking and paid £80 off the very catalogue, which has taken the balance down to £690!! woohoooo! although tommorow it will be over £700 again due to apr but still it was 1200 in august so not doing too bad at all!

Hows everyone else doing xx

A.J._3-2

hi
Never mind re very interest after following your thread i am sure you will get it down again, you have done well to lower it so much :T.
I am a bit down, have started new gym (doctor ordered and heavily discounted) but they are all so un-friendly and thin, i think they know the fatties are on lower subs and hate us on site oh well will put earphones on mobile phone and listen to music.:rolleyes:
Hope you dont have to work to much over weekend, have a good one and keep up fab work in debts and this diary.
AJ

suburbanwifey

Moneytroubles wrote: »

Aw thank you so much for that homegrown life, def do wanna get married and regret that we didnt when it was planned, but the financial stress of it all just formed a wedge between us, once we cancelled it a great weight was lifted, and now we are rebuilding our relationship and its ace.

I have learnt loads from planning this wedding though that I will consider when i do eventually re book the main one being its MY AND OH's wedding and I will be alot stricter, as basically everyone walked all over me in the run up to the wedding!

xxxx

So many couple spend thousands upon thousands (some over £10,000) on the getting married bit. I've never understood that. Yes, all the fancy stuff would be nice but all that money for one day? I'd rather buy a new car for 10 grand than spend it on one day for a wedding. When I got married we were not poor, but we didn't (either of us) want to spend a fortune on the 'getting married' bit. It cost us £63 at the Register Office and his mam made treats for the reception and we had it at her house for the few guests we had invited to our special day. I bought a beautiful 2nd hand wedding dress for such a cheap price for a dress that originally had cost over £1,000 (think I paid £50?) and no one knew it was 2nd hand and I looked lovely. I've now been married almost 23 years. Not starting married life off in debt did help and we had no stress at all about getting married. I did stress about my hair that morning as it wouldn't go right lol - but that was it. I was and am a very girly girl and I was happy with my cheap wedding. Those that want to get married do. It's funny you know, the one's we knew back then that spent many thousands on fancy weddings are now divorced (most within 8 years) and us? we spend a few hundred and are still at it, pain-in-the-!!! that he is sometimes lol.

If you want to get married, you don't need a fancy wedding. You just need each other, a commitment that you keep (ie: you stay married through the good and the bad) love and people there who care about you. Think about it...it need not be years down the road to your special day. You already have the dress. You coudl book it in a few months and do it for a few hundred pounds, if you wanted to. Just an idea

Moneytroubles_2

Hi all, been such a long day, and im not curled up with a blanket and hot water bottle waiting for xfactor!

AJ, try not to worry about those people at the gym, your there for you not them and if they have a problem then tough

surbanwifey thanks for your post, you are so right, and who knows we may get married soon at the moment im too exhausted to think about it though lol will def keep you posted though

Made another PAD of £1 to the very catalogue XXX