Should I scrap my 11 year old Nissan for a new Hyundai i10?

hewhoisnotintheknow

Gaaaaaaaaaaa dont buy a sodding car based on road tax!

AdrianHi

jackieblack wrote: »

I've done a few sums, trying to estimate what the Almera will cost us to run over the next 4-5 years, compared to the depreciation + cost to run the i10 over the same period. Assuming the value of the i10 is halved, there's not alot in it.

I've had a quote for comprehensive insurance on the i10, of roughly the same as what I'm paying now for the Almera, which really surprised me! I though as the i10 was worth so much more, that the insurance cost would be higher.

Value of the car doesn't have an impact in the premium with most insurers until it goes over a level around 30,000-33,000 depending on the insurer.
I assume 3100 was a mistype for breakdown cover cost? 310?
You've done the kind of sums I like to do in a situation like this and found the answer I frequently do "there's not a lot in it".
The only question left is are you prepared to pay "not a lot" more for the benefits of the new vehicle and can you afford to?

My wife had an Almera, we liked it. It was an older pre-2001 model and only scored 1.5 in the NCAP crash tests, the younger 2001 model is a decent 4 stars.


EDIT: no don't choose a car for road tax savings alone, it is a small component of overall cost, but do add it into the pot with all the other costs to have your analysis as complete and accurate as you can make it.

hewhoisnotintheknow

Why are these cars rusting away after 11 years?????

jackieblack

Jennifer_Jane wrote: »

So in all, I would say go for it whilst you have the chance. You get the warranty, no MOTs for 3 years, the 5-years servicing and a car you can drive for another 11 years or so (if you are keeping it so long, then why bother to factor in depreciation?)!

Hi Jen
Only factored in the depreciation as I was trying to work out what relative/comparative position we would be in in a few years time. for both options.

If we go for the i10 i would plan to keep it for at least 10 years.

jackieblack

AdrianHi wrote: »

I assume 3100 was a mistype for breakdown cover cost? 310?

Oops! sorry, over £100, not 3100! (shift key didn't work!)

jackieblack

espresso wrote: »

.......You shouldn't choose a car just to save £60 annual road tax. The i20 in a new model and probably a better bet all round.
.......

No, the road tax cost is not the only factor, but it is a contributing one.
Almera was £190 this year, i20 is £120, i10 is £35.

It all contributes to the comparative running costs when worked out over several years.

jackieblack

AdrianHi wrote: »

You've done the kind of sums I like to do in a situation like this and found the answer I frequently do "there's not a lot in it".
The only question left is are you prepared to pay "not a lot" more for the benefits of the new vehicle and can you afford to?

My wife had an Almera, we liked it. It was an older pre-2001 model and only scored 1.5 in the NCAP crash tests, the younger 2001 model is a decent 4 stars.

We don't dislike the Almera but we wouldn't ever have chosen it if we had been buying a car.
Costs being comparable, I'm trying to weigh up reliabilty/hassle/peace of mind as well as the safety issue.
The Almera is a 1998 model, so scores poorly for safety. The i10 scores 4/5 on the NCAP rating.

jackieblack

bellrooster wrote: »

Well if you get the 5 years servicing then I would definatly go for it as that's a great deal!

I went for the Comfort, price wise it wasn't that much difference from the classic and I think for that money you get a lot more, eg fog lights and alloys. and I know its a little daft, but the classic doesn't have intermitant wipers and that would drive me bonkers

Oh and space wise, I noticed another poster suggested the i20, but I think you've just got to ask yourself how much room you need, we're a family of 3, 2 grown ups and a small person and so far we've not struggled for space. The boot gets a full weekly shop in for example, and the comfort has a storage area under the boot, which is really handy for 'mucky' stuff, we use it for storing dirty wellies etc. The i20 and the i10 have the same engine so bare in mind as the i20 is bigger, the performance might not be up to the standard of the i10

Yes, it's the intermittant wipers that are attracting us to the comfort too!

Not a big alloy wheels fan though, and insurers have told me that the Comfort is in a higher group than Classic.

Price difference is £600.

I agree with your points about the i20. Our thoughts exactly. Only concern with i10 is room in the back for teenagers & adults. I occasionally take my parents in my car, one of whom would need to sit in the back.

hewhoisnotintheknow

reading between the lines you have already made your mind up, you just want us to justify it for you!

jackieblack

hewhoisnotintheknow wrote: »

reading between the lines you have already made your mind up, you just want us to justify it for you!

:rotfl:maybe, if so it was sub-conciously until you just pointed it out!

TBH I can't see any disadvantages to changing, other than the fact I'll be paying out now, rather than in a few years time when the Almera becomes too expensive to continue running.
By that time though, the scrappage scheme will probably be finished and the Almera worth nothing.
I can just about afford it at the moment, but you never know what the future holds!

I have tried to consider all the relevant facts and advantages/disadvantages, but as I said in my original post, I wondered if there was anything I'd missed, and am interested in other peoples opinions.

I think probably it will really boil down to whether there is enough room in the back for teenage daughter and parents who, whilst cannot yet be considered 'elderly', are no spring chickens and not getting any younger!