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Hypno's "no more boom or bust" diary

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  • beanielou
    beanielou Posts: 95,806 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go mad & have two jaffa cakes :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    According to HotDealsUK, Tesco are doing triple packs of jaffa cakes for £1 ... (Benben stands aside to avoid the stampede :D)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    The_Dragon wrote: »
    I think Hypno deserves a whole packet of jaffa cakes, maybe with additional chocolate brownies!

    I'm trying to do low carb don't ya know :rolleyes:

    **squirrels away the jaffa cakes to scoff when no one is looking**

    Sea, I am not entirely sure how much I have cleared since I joined the site, but I think it is somewhere in the region of £50-60k......I know that at the end of my first year, I "came clean" and added my proper amount of debt together......and it came then to £64k, which would mean that in two years I have cleared £43k.....so if I did £10-£15k in that first year, I guess that would be about right, given that early on in the journey, more was going on interest than on capital.....

    SF, yes, it certainly does look a whole lot better than it did on that first posting......I wonder what I will be typing this time next year :cool:

    Crappy day at work today.....It is such an intense place to work - when everything is good, it is buzzy and good-stress.......busy, but nice manic.....but when it is bad, it affects the whole place, and there is lots of negativity and pressure about with bad-stress by the bucketfull........and we have had one of those days today where we will just all be pleased to be at home this evening.......:rolleyes:

    Day 2 of no carb....it has been a struggle as I NEEDED that sugar kick today. But I was strong........Ok, so actually I didn't have TIME to go out and buy cake/chocolate even if I could have, so the job was done for me, and I stuck to my ham salad instead :A

    Everyone else is having pasta tonight - so I will have to do myself something different, because I wasn't that well organised when I did my shopping after all.....but it is the apple crumble that they are having for pudding that I am really going to find difficult :eek:

    I hope you have all had a good day x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Those figures are amazing Hypno and boo to stressy days at work.

    I have just baked chocolate fudge cake with DD and I didnt lick the bowl. Or the spoon. Or eat it. I deserve a medal. Or a sainthood. Or something similar! xxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    sainthood, definitely, penguin :T

    I'm just baking some salmon.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    penguin83 wrote: »
    Those figures are amazing Hypno and boo to stressy days at work.

    I have just baked chocolate fudge cake with DD and I didnt lick the bowl. Or the spoon. Or eat it. I deserve a medal. Or a sainthood. Or something similar! xxx


    Have you called a doctor? I would be VERY concerned!!! :rotfl:
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Could we swap figures - just for a week or so - I promise I'll give them back :rolleyes:
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    hypno06 wrote: »
    Sea, I am not entirely sure how much I have cleared since I joined the site, but I think it is somewhere in the region of £50-60k......I know that at the end of my first year, I "came clean" and added my proper amount of debt together......and it came then to £64k, which would mean that in two years I have cleared £43k.....so if I did £10-£15k in that first year, I guess that would be about right, given that early on in the journey, more was going on interest than on capital.....

    WOW!! That's fantastic :) Plus all the money you've raised for skiing etc. Inspirational woman you! :D You'll hammer that mortgage when you're df! :)

    xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Could we swap figures - just for a week or so - I promise I'll give them back :rolleyes:

    NOOOOOOOOOO!!!!! You might want to keep them.........

    Sea, I can't wait until we just have the mortgage......really really can't wait!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    *ahem* remember to increase your carbs for running days please - low carbs and running arent good bedfellows really :D

    (will go back to lurk land now)
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