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Hypno's "no more boom or bust" diary
Comments
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Fantastic for the £100 win! Well done!
Hypno, you're going great guns too, thats excellent. I can't run outside either, EH - my shingles pain starts up in my teeth, and doesn't let up for about 3 hours, it would ruin the whole evening. But I too have a cross trainerNot now, of course - I'm so ill! Really really really!
2023: the year I get to buy a car0 -
well I got sweaty at the gym today so can I be in the virtuous team too please? Pleeeease?
Very impressed hypno, i can walk that far, but run? No way.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
"operation get-a-grip" - lovin' it
Well done on the run....the first of many no doubt !DFW Nerd #11520 -
Good morning,
Hope the calves aren't too bad this morning Hypno.I wish I had someone to [STRIKE]drag me out[/STRIKE] motivate me......I have to kick my own backside, though, which can usually be more inclined to the sofa
I found it easier when I had a friend to go swimming and gym with, you couldn't let them down even when you weren't in the mood.
Anyway I got dressed into exercise kit this morning, so the plan is to try and fit the exercise into the daily routine so it becomes automatic, just hope it works!!0 -
urgh......after my good night's sleep on Sunday night - I went for another early night yesterday, was tired, and didn't actually get to sleep until 2.30am which is just not fun :mad:
So, 3.5 hours later, and the alarm goes off......not welcome.......and off we go again!
I def ache a bit today - its to be expected after so long!
Have a good one, everyone, whatever you have planned xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
A £50 payment to my mortgage which I have set up as a standing order, has gone, taking my secured debt (mortgage plus secured loan) to a few pennies under £185k
The idea is that I will gradually increase the £50 standing order month by month so that the difference is not noticable to my budgets but that it will creep up and make a bigger more noticable difference to my mortgage. I want, over the next year, (assuming we don't get anywhere with the new build idea) to get that extra payment up to £800 per month, as that will take my total payment per month to the same amount as a new mortgage would cost, thereby showing the building society that we can manage the increased payments on an affordability basis.
So, £50 is some way short, but it is a decent start!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Excellent! A ;little bit more paid off. But Hypno, thats dreadful on the sleeping - you mentioned getting some nytol, maybe that would be a good idea?2023: the year I get to buy a car0
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Oh poor Hypno,
Do you know why you're not sleeping? Are you worrying or playing various scenarios over in your head? it certainly isn't lack of activity during the day. I'm glad your holiday is very soon and hope you take the opportunity to relax and undwind as you clearly need a good rest.
Dr V wags finger at hypno.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Hypo~If you can PM me your address I can send you some NYtol if thats any help.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hypno - don't you just hate going to bed early and then lying there awake!!!! Why is it that you can go to bed tired but then 'zing' you're wide awake. Great idea about the mortgage. We can make one overpayment a year and that can be 10% of the mortgage (I wish!!). Once we've got a new car I'm going to set up a direct debit each month so I've got a lump sum to pay off it - even if it's only £20 a month it will add up.
Hope you're all having a good day (no BB win for me today)xx0
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