Hypno's "no more boom or bust" diary

SarahNeedle1872

hypno06 wrote: »

I am potentially going to be bad......very bad......

A friend rang me last night to say she had been given a fab ski offer for the first week of the season - all in, flights, catered chalet etc for £219.....did I want to go with her

The worst that would happen is that we would have poor snow for skiing, so would have to force ourself to just relax, sans-kids with someone else doing our cooking for us

I don't know if I can get that week off work yet, so will ask on Monday morning, but I could use my MSE money for November to pay for it, so essentially I could be having a free week!

On that basis, the £15 I received this morning - £10 scratch, £3 casino, £2 bingo, has gone in savings towards the holiday, and if I don't go, I will transfer it to the 0% later.

Debtbusting therefore slows even further

I don't even need to read the responses below this post before I agree with everyone else and say GGGGGGGGGOOOOOOOOOOOOOOOOOOOOO!!!!!!

You work so hard to pay off your debts with everthing that you do, you deserve a break! And if thats such a good price (I know nothing about ski hols!) then it would be rude not to!

scrooge2008

Yep, i'm definitely in the go for it camp! Sounds like it'll be fab and you'll be able to re-charge your batteries, and your debt busting activities will be twice as successful when you get back, if that were humanly possible.

Really hope you can get that week off work.

Seaxwyn

Definitely go skiing!!

[Deleted User]

Go! Use some of the tax rebanding money.... you'll clear the debts in time, but you do need a life now and you so deserve a holiday. Your friend sounds fab

Just won £20 on V!rgin B!ngo - strewth :eek: I'm usually grateful for 10p

Have a wonderful day everyone - I'm taking a group walking this morning - in the rain here... must dash!

hypno06

Kittikins wrote: »

Go for it! I'd have to be highly sedated to go anywhere near a ski slope as I'd be so scared, but I think you deserve a good treat - maybe OH and the children could each contribute £X as your christmas present then it would be even cheaper, I'm sure you wouldn't mind not having anything at all under the tree

OH only buys me something if I give him the money to do so........as a result, I generally get a CD :rolleyes: So, my expectations of anything surprising me from under the tree have been non existant for many years......

se - regarding the road, I would normally agree with you - but this particular road, however busy, is THE road to live on......I would put up with the traffic to have that address. Remember, this is the road that I have dreamt of since I was 7 or 8 years old!

Thanks for all the encouragement to ski - I will def do so if I can get the time off work and if the offer is still available then. It will be fab, and to be able to pay for it using free money is just too good an opportunity to turn down really

hypno06

Deleted_User wrote: »

Go! Use some of the tax rebanding money.... you'll clear the debts in time, but you do need a life now and you so deserve a holiday. Your friend sounds fab

Just won £20 on Virgin Bingo - strewth :eek: I'm usually grateful for 10p

Have a wonderful day everyone - I'm taking a group walking this morning - in the rain here... must dash!

Well done on the virgin win - that is excellent!!

I won't be using any part of the tax rebanding money - otherwise OH will, quite rightly, want to use some of it towards his new bike he keeps thinking he will magic out of nothing :rolleyes: Then the money will all be gone - and it really does need to be used for DS skiing, which will run into several thousand again this year.

So, if I am going to ski, I will do so with "extra" money - thankfully, with the bingo win yesterday and this morning, and the casino bits this week, it will be more than achievable, without having to eat into any other budget or use credit.

It is, really, part of the whole programme of being able to live on our "normal" income - If the only way for me to ski was to reduce the other budgets, that are already tight, then I wouldn't think of doing it, because I don't want to put pressure on elsewhere, just as we are getting on an even keel. I've done that before, and paid for it mentally and physically later on, which totally negated the benefit of getting away for a week.

Also, I am trying not to rely on the MSE and extra jobs money for everyday bills and living, because as we all know it could dry up at any minute, and I need to know that we can manage, albeit carefully, if loopholes were closed, or shifts were cancelled.

So it is really nice to know that I can use the scratch/bingo money to do something so fun.....again it shows how much progress we've made in the last few years.

So, seaxwyn - looks like you are more than likely to beat me to the £3600 challenge prize :rotfl:

InaPickle

I'm not having much luck on bingo. Perhaps I'm just impatient.

Karmacat

Morning hypno! The skiing sounds great to me too, and I like your reasoning about the extra money going to extras.......

Pickle and macgirl - thank you! I hardly recognised my friend at first, she looked so lined, but emotionally, she was unchanged, and is pretty bouncy. I'm on her round robin email list now, so I'll keep in touch with her.

And as for the bingo - done everything I can, and I'll log back on to b!ngo br!tain later on to see how I've done. Well done on the Virgin win, hurray for taking any money off Virgin, they are *so* not my favourite people.

macgirl

If you'd have told me last year that you could - if you put your mind to it - acquire free money, I'd have thought you were mad.
All it took though, was a shift in mindset. I've just realised that this is probably how many self-made rich people think.

I've always thought "penny-pinching" was so petty and rebelled against my parents who are self-made (and could probably teach MSE Martin a few things).
So good for you that you've become so resourceful that you can in effect, have a free holiday. :T
Lesson learnt

macgirl

InaPickle wrote: »

I'm not having much luck on bingo. Perhaps I'm just impatient.

Your time will come Pickle! Keep at it