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Criteria for HSBC Bank Account

1235

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Yea well how would I know when i'd never go over the o/d limit lol.....
    lol - I have only exceeded it once. ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    edited 3 October 2009 at 7:43PM
    noah271007 wrote: »
    Having an o/d does not show up on credit reports.... so no impact on credit score, but it can have an impact on the internal behaviour score.

    Apart from the incorrect links on ur credit file, have you got any other nasties or are they all spotless with green zeros?

    My overdraft show on my credit file and show a different amount each month depending on how much that I use.

    I have never been over my limit however my overdraft is interest free because its a student account.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PARIS_5000 wrote: »
    My overdraft show on my credit file and show a different amount each month depending on how much that I use.

    with HSBC? weird, mine don't....?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    He must go over every month LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    He must go over every month LOL
    Only joking m8 ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    never-in-doubt wrote: »
    with HSBC? weird, mine don't....?


    Yes with HSBC and I have never been over my overdraft.

    I always stay under it and HSBC were happy to increase it in August.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PARIS_5000 wrote: »
    Yes with HSBC and I have never been over my overdraft.

    I always stay under it and HSBC were happy to increase it in August.
    How odd, seems like they do not report most o/d usage
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Innocent_Guy wrote: »
    How odd, seems like they do not report most o/d usage


    Well my overdraft usage is reported every month not sure why but I do have a student account with an interest free overdraft maybe that why its reported.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PARIS_5000 wrote: »
    Well my overdraft usage is reported every month not sure why but I do have a student account with an interest free overdraft maybe that why its reported.

    could be - I have a Plus and Bank a/c and neither report..... that add's up so may be the reason! Well spotted batman! :T
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Must be the student account then
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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