Single and in Debt Part 3- The problem of surplus and excess women

misslauren

Don't have to worry on the food front, barely eaten a bite since I found out. Somehow managed to lose 3 pounds in 2 days.. best weight loss program I ever heard of :S

sarahb123_3

misslauren, hope you're okay, what a nasty little creep, you are well rid of him:mad::mad::mad:. Totally agree with Lula's advice re shoes:D

My lovely bag has arrived but unfortunately it is at the Sorting Office as I wasn't in:(. Will have to rush down there tomorrow to rescue it. I forgot that I have also done a little more spending:o as there was an post on Grabbit re Tesco clothes so I got some underwear which was in the sale (I wouldn't normally buy supermarket underwear but it was lovely and very pretty ) and a bag and some socks.

I used a code for £10 off, so I got about £50 worth of stuff for £33 due to code and reductions and also got £10.50 worth of points:jand free delivery. It wasn't even technically spending as I used my ebay money.:D I know I am on the clothes challenge and promised to spend £0:o but as the points will be spent on a magazine subscription they will be worth £42 so the way I see it Tesco paid me to take their underwear, socks and bag away:D. *Hopes Lula sees it the same way* *also thinks there is some get out clause in the clothes challenge which allows you to spend vouchers/ebay money*

I am getting a bit alarmed at how I am sliding back so easily into my old justifying ways:o (see above:D) even though I am only using my ebay funds so I am going to hang fire for a while now and get my ebay money to a nice amount and then treat myself. I don't want to get into my old ways of buying things without thinking just because I like them, then throwing them into a cupboard, never to be seen again:eek: I need to spend wisely.

I also got £3 worth of vouchers through the post today for a survey I did :jand on Wednesday I got 4 numbers on the lottery and won £68:j. The lottery money has gone in the sealed pot for Christmas and I will keep the vouchers for money off food shopping.

Hope everyone is okay:)

Lula-Hula

sarah, my sweet,
STOP RIGHT THERE :naughty:

you're concerned about you slipping back into your old ways ? I am absolutely petrified. I have seen you do this too many times. We are being frugal this year remember ?

I agree that you have worked hard & done really well with the ebaying :A, but really, did you do all that just so you could buy underwear at Tatco :eek:?

I think not, get a grip right now & remember your treat is the key to your own place.

You're not justifying, you're making excuses to feed your old addiction.


Dont do this, please.

xx

sarahb123_3

Lula-Hula wrote: »

, but really, did you do all that just so you could buy underwear at Tatco :eek:?

:rotfl:Point taken.:o (It was very pretty though:)). You are right, even though I do consider the bag as free due to using ebay money and I only got the underwear for the points. But it is the thin end of the wedge and I have to stop, am quite pleased that I managed to get to April before I cracked though:D.

I am commited to being frugal in 2010 and I have not spent very much, have not bought treats apart from wine and chocolate, I have only bought one thing off ebay (a make up bag for £6) as I don't really look so I won't be tempted, I have hardly been to the shops since the start of the year, I have spent a lot of time ebaying, wrapping and posting to make extra money, sold my phones, done clicks, used quidco and TCB, all the things I have bought recently have been using ebay funds and not my earnings, I have made extra payments to the cc, paid money into my ISA, done overtime at work and basically made sure I live within my means.:)

You are right and I didn't do it to get Tatco underwear:p and I do feel that all my efforts will be wasted if I start spending again as the aim of being frugal is to save money and to make myself more aware of what I need rather than what I want and not to have extra money to throw at tat.:o The handbag will last forever though and is an investment:) and the underwear was to get the points with some nice underwear thrown in.

I will stop now as it has been quite good fun to see what I can get free/cheaply (yesterday I collected my lottery win and then sneaked into an exhibition and got 2 free coffees:)) and I don't want to put all my efforts to waste by ending the year with no money and a big pile of rubbish that needs selling. I want to end it with a nice amount in the bank, a decluttered living space and at least another stone lost.:j

I am actually enjoying being frugal and selling things and I don't want to waste it so thank you for being the voice of reason and saying what I needed to hear:A:A:A. If it looks like I am in danger of slipping again please tell me as I do need a reminder from time to time.:)

gwen80

Hello :wave:

Haven't been about much, but haven't really been conscious for long enough to post :rotfl::rotfl:

There's some weird and horrible film on TV, that I can't be bothered to turn off.

I don't have any news really except that I've started the counselling. It's going ok I think, early days. It's not bad really. Essentially we do yoga, sit around chatting with folks, drinking free coffee and eat yummy food at lunchtime. Private healthcare is amazing.

Sarahb - I'm afraid I'm with Lula A couple of treats are acceptable, but it's a slippery slope. As you say, you don't want to end 2010 in exactly the same position as at the end of 2009.

Gwenx

Lula-Hula

sarah -
we are as twins on this mission , when one wanders off the frugal path, the other can guide the way back & as long as we dont wander at the same moment, we should be fine. I am counting on you to force me to start ebaying stuff when I finally quit home-job

gwen -
nice to have you back , I just caught a glimpse of something unpleasant on bbc1 & turned off immediately, I do not like horror films other than those involving Alfred Hitchcok.

I may need some help & guidance with staying on the right path myself; I'm very lucky to have been accepted for the Virgin CC balance transfer & at the moment have a credit on my old Barclaycard account & no details of Vrigin Cc so am temporarily in debt only to the sum of £ 600 :rotfl:

If only.

sarahb123_3

gwen80 wrote: »

I don't have any news really except that I've started the counselling. It's going ok I think, early days. It's not bad really. Essentially we do yoga, sit around chatting with folks, drinking free coffee and eat yummy food at lunchtime. Private healthcare is amazing.

Wow! Sounds brilliant:D Hope it's doing you some good :A

gwen80 wrote: »

Sarahb - I'm afraid I'm with Lula A couple of treats are acceptable, but it's a slippery slope. As you say, you don't want to end 2010 in exactly the same position as at the end of 2009.

You're both right, I won't do any more spending:D I am totally comitted to reaching my £20k target and I won't get there if I fritter everything away:o. However, my sealed pot, into which I am putting any money I find/win/whatever in 2010, is mine, all mine and I will be opening it in December and I will be spending it all on me

Lula-Hula

wow, I've just double checked your sig & you are doing brilliantly with the saving £20,000 challenge :A

I stupidly stuffed all my £2 coins into a very pretty savings pot that has to be broken to retrieve the contents ... I dont want to ever break it & I do want the money come December, I forsee some quality time with knife ahead.

sarahb123_3

Lula-Hula wrote: »

sarah -
we are as twins on this mission , when one wanders off the frugal path, the other can guide the way back & as long as we dont wander at the same moment, we should be fine. I am counting on you to force me to start ebaying stuff when I finally quit home-job

We have already completed 1/4 of the frugal path:j and only tripped a couple of times over boots and bags so I think we are doing quite well so far:). We will end 2010 raising our glasses to our weightloss, decluttering, frugalistaness, ebaying success and bursting bank accounts:j

Am certainly going to nag you re ebaying, it is soooo time consuming and sooo boring:( but I have just checked my account and another £6 has flooded in :rotfl:so it all adds up. I just think of it as being paid to declutter :jand blank out all the time I spend in the Post Office queue:(.

Lula-Hula

I'm very tired, so off to bed now,

thanks for the company & night night

xx