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am i addicted????

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Comments

  • *Sparkle*_3
    *Sparkle*_3 Posts: 503 Forumite
    well done and keep it up!
    Abbey Loan £6,000
    Tesco loan £3,000
    Tesco points --- £100 worth £400 in deals for holiday! :j :T
    "It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change." (Charles Darwin)
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Surely put it towards DFS as this is the one thats going to hit you the hardest at 28% or whatever it will be after 0%. Comets on 0% so it can wait!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • second_chance
    second_chance Posts: 273 Forumite
    lynzpower wrote:
    Surely put it towards DFS as this is the one thats going to hit you the hardest at 28% or whatever it will be after 0%. Comets on 0% so it can wait!
    COMET :confused: ONLY ON 0% UNTIL JULY THEN GOES UP DFS 0% UNTIL OCT-THOUGHT ID PAY COMET THEN HIT DFS WHAT DO YOU THINK??????????????:confused:
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Badly worded other reply - so deleted!
    How much are you looking to pay off from your wages this month?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • second_chance
    second_chance Posts: 273 Forumite
    About £150 To Start And Then Whtever Ive Got Left Or Saved By The End Of The Month X
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Oooh dunno actually. Have you worked out how you are going to get the money together for the DFS, thats quite a hefty one...?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • second_chance
    second_chance Posts: 273 Forumite
    Not Yet Just Thought If I Could Clear Comet I Could Then Start On Dfs-ive Got Till July 17th To Pay Comet Off Then Will Have 3 Months To Clear Dfs now that ive paid off next etc will be able to gather more for the big bills
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Ive got a 0% deal with land of leather. Runs out end of October. My feeling about your figures is that its better to be paying silly interest on a smaller amount like comet, than the DFS one. I guess if they are both 0% then its 6 & half a dozen broadly, but personally, Id feel better knowing i had the vast majority of the DFS money aside.

    one thing that was suggested to me when I first started was that if I didnt have the money for the sofas by the time the 0% deal finished, I could pay it on a 0% credit card.

    Any news on exchanging :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • second_chance
    second_chance Posts: 273 Forumite
    well the date seems to be getting further and further away we are nw looking at end of june beginning of july-im just going to forget about it for now and concentrate on these daft bills!!!childcare will be cheaper now in the new house as the nursery right behind the house will take her(i can just kick her over the fence!!-they wouldnt take her before because i do shift work but theyv had a change of heart and have given me a neighbours discount!!) so less travelling costs too!!
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • second_chance
    second_chance Posts: 273 Forumite
    hi just a note of thanx to you all for your support im sooo much more positive now i actually enjoy working out what i can afford!!! esp thanx to lynzpower and pot o gold your greatxxxxxxxxxxxxxxx:j :D
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
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