Might lose car tomorrow

Amiga

ninky wrote: »

i've already stated that no i wouldn't.

my personal preference would be for a massive clampdown on lending - i'd like to see very little lending or debt allowed. then people wouldn't need to go down the bankruptcy route at all. it's still far too easy to get credit cards and loans.

Sorry I didn't read the entire thread and missed your comment

Amiga

philnicandamy wrote: »

Amiga.....most so called "experts" who pop in here think all bankrupts are the lowest of the low anyhow..we should be exiled from the country..we're a waste on the country resources etc etc

That is the general impression I get yes

ninky_2

philnicandamy wrote: »

said like a true troll.......and then dissapears to another thread to moan

http://forums.moneysavingexpert.com/showthread.html?t=1991959&page=3

oh...sorry...does that make me sad trawling through past posts as well then?

yes.......quite possibly.

philnicandamy

ninky wrote: »

yes.......quite possibly.

awwwwww....does that mean i'm special now then? :rolleyes:

nuttyp

im so glad you got to keep your car, well done!!!

as for the other "quotes" from poster ninky - i cant think for the foggiest what you have to be lucky about. Bankruptcy isnt nice, i know from personal expereince.

Maybe some missguided info from your other half, after all hes not all coshure is he if he had to arrive here under a lorry. Maybe of you werent so misguided in your own beleifs you could understand that someone who has encountered bankrupty should be given help and understanding not hung drawn and quartered.

philnicandamy

so tell me then [STRIKE]numpty [/STRIKE]sorry...ninky why are you here then? why browse a bankruptcy forum?

(does it make you feel good looking at everyones sob stories?):p

ninky_2

nuttyp wrote: »

Maybe some missguided info from your other half, after all hes not all coshure is he if he had to arrive here under a lorry. Maybe of you werent so misguided in your own beleifs you could understand that someone who has encountered bankrupty should be given help and understanding not hung drawn and quartered.

where did i say bankrupts should be hung drawn and quartered? or that it was always easy? i know the stress debt can cause and have experience of it. i find the need to drag out my previous posts and constantly harp on about my OH's immigrant background a little bit dubious. the judgement you claim i've made about bankrupts (i'd like to see the evidence) could equally be levelled at those who judge immigrants.

no bankruptcy itself is not life threatening. bankruptcy is a remedy for debt (which may have some unpleasant side effects but i would question that any of them are life threatening).

is this forum only for bankrupts then?

philnicandamy

Well.....its "bankruptcy and living with it" you tell me?

and as far as harping on about it not being life threat...again thats total and complete !!!!!!!!..

nuttyp

it was you tht mentionded about being in some countrys it was a prison offence to be in debt.

Being in debt and being bankrupt are 2 completely different things. Oweing a bit and managing to tread water robbing peter to pay paul is one thing. To be in a state where your unable to make minimum payment or the interst is more than your paying is another, bankruptcy is a last and final option and one that is not done lightly. The final answer in many peoples cases.

ninky_2

nuttyp wrote: »

it was you tht mentionded about being in some countrys it was a prison offence to be in debt.

Being in debt and being bankrupt are 2 completely different things. Oweing a bit and managing to tread water robbing peter to pay paul is one thing. To be in a state where your unable to make minimum payment or the interst is more than your paying is another, bankruptcy is a last and final option and one that is not done lightly. The final answer in many peoples cases.

yes i have experienced this too (at least through a partner). as for who this board is for. i thought it was for anyone who is interested in bankruptcy. which i am. a friend in need let's say.