The 12 week Debt-Life *Achieve something* Plan - WEEK 7

redsquirrel80

End of another week (well almost!)

1. Pay £500 off debt - £161 paid so far
2. Pay/ save £500 for holidays/ Christmas/ course - £5 in savings and £115 paid towards hols/ Christmas pressies
3. Go to gym class every week - no in week one, yes in week 2!
4. Run at least 3 times a week, aim to get up to 10 miles for my weekly long run - run twice, away walking at the weekend so won't get any more done this week but happy to be getting back into it.
5. Do something constructive (apart from work!) every day - not quite every day but definitely thinking more about using my spare time usefully instead of just collapsing in front of the telly!

Hope everyone has a lovely weekend x

sallyx

Blimey Toto you've been busy on ebay...you didn't sell Lily did you

sallyx

Well I am cleaning and re-arranging the kitchen this morning!
Haven't done 2 runs yet this week but have walked to work 3 times and all the other things on the list are coming along nicely!

InaPickle

1 week and 1 day on...
In 12 weeks I will have:

1) Saved £1000 to pay off my overdraft, which is due to become interest paying from January. (That's on top of all my normal expenses.) Hmm...got paid last week but the money I was gping to put to one side for this needs to be used in tuition fees for uni. On the plus side, I think it's a bit less than anticipated, so I will put the rest (or as much of the rest as possible as it's a huge chunk of this month's wages) to one side.
2) Be considerably fitter, and preferably lighter as well (will calculate a figure for that later)*. Not got onto this yet. Need to make plan. Haven't stopped all week! :eek: NOT GOOD!
3) Have launched myself on a genuine career path, as opposed to just taking what comes along. Not happening until this study is over.

[EDIT]

4) Sell all my excess stuff on Ebay. 3 items down; a good start, but a drop in the ocean!
5) Buy, wrap and give all my Christmas presents. Have been thinking about what to get people, sourcing cheapest suppliers & bought 1 or 2 bits. Might get another in before work if I'm quick. Still lots to go, but I have time & am pleased at having started earlier than usual as it gives me time to look around for the best bargains.
6) Knit cardigans/blankets for all the babies my friends keep having! Not had chance to learn how to knit a row, never mind anything else! Muct get mum to show me.

12 weeks from the time of this post will be 10th December. I'll let you know how it goes!

* (17/09/09): just got a place in the London Marathon for next year so I REALLY need to work on that one! :eek: :j

Hmm...not the greatest of starts, but I've been run off my feet this week working dodgy shifts full-time (not usual for me!). I'll have to make sure I get my week plans done out on my days off, and a belated one for this week tonight as I finish at a reasonable hour, for once. On the up side. I'e never started planning for Christmas this early. so it's nice to feel in control and having loads of time to hunt out the best bargains.

Ok, so I will have to refine my aims a bit further, but I'll do that later: I need to get ready for work! x

starnac

progress week 2

pay off my overdraft i have some money in a seperate account that will be paid into my o/d at the end of each month. savings so far £95.06 which will be going in over the weekend
lose 2lb must weigh myself
christmas presents no progress made since last week
complete application form and send back am posting it today
start making christmas cards not yet might get a start this weekend when DH and DD are visiting in laws
[STRIKE]finish back of jumper i am knitting [/STRIKE]finished back. now started on front

next week i must

have a hair cut
dye my hair (been meaning to do this for weeks)
knit more of jumper front - i want it finished by DD's birthday party which is about 2 weeks away
get more batteries for hearing aids (on my last ones oops)

Jenna_Appleseed

*joins thread*
Congrats/good luck to everybody so far.

Here's my list.

Stop being so negative - be more active/less apathetic.
Write more, and start/finish creative projects.
Get zine printed & another one finished.

Finish sorting through my cds - rip stray tracks and get rid of the ones I don't want any longer.(only need one more to have enough for musicmagpie)
Don't buy any more (same goes for dvds) - I have too many already and am running out of room for them.

Declutter house and organise things/storage.
Sell/swap unwanted items online or give to charity shops.

Delete rubbish off my computer.

Sort out problems with saving account.

Cut down on chocolate.

Get my head round wordpress and CSS

Pay off bills

sams247

End of week 2 looming - how did that go by so quickly?

1. Sort out my finances and make the most of the fresh styart, get ready for the OR interview Well I now have my OR interview date so I have to do this one now!

2. Spend at least one/one half a day of quality time with my partner and not take our time for granted This one is going well at the moment,

3. Accept that all offspring have flown the nest and declutter and tidy the big bedroom and move into it ahhh, well...... ummm..... done nothing

4. Exercise at least three times a week Nope, not even a small jog or sit up

5. Complete my Christmas shopping Have bought some goodies but a long way off completion

6. Unwrap and use the gift of a slow cooker I had ages ago and return to good old fashioned home cooking Have made a couple of things this week, need to meal plan more

7. Make more of an effort to keep in touch with friends and be social and realise that work has taken over a bit This one is proving a lot harder than I thought

beanielou

Blimey Toto thats some amont~go you

postingalwaysposting

Toto amazing ebay totals :beer:

1) Be more positive about myself/my life... Going well, not there 100% but its coming along :beer:
2) No spending unless its needed for my day to day living... Nothing much spent, only a vet bill and some spare money from paypal
3) Use my time more wisely... Becoming more productive each day :T
4) Pay off at least £300 from my debts... Umm now waiting for more money from paypal to clear, £144.92 so far though :j
5) Lose 2 stone (28 pounds) in weight... 5lbs down so far, next weigh in on Wednesday :j
6) Stick to my eating plan 100%... 100% except one 'scheduled deviation' which was planned
7) Make at least 4 handmade gifts and sure I have all purchased gifts by the end of November... The handmade bits wont be started/completed till the last week of the challenge :cool:

Buffythedebtslayer

Coming in for an update!

Buffythedebtslayer wrote: »

Evening!

Ok, my 12 week plan

1. clear my CC debts (1868 ) I don't know where that figure came from? any how current cc is 1800 pounds, and will go down by another 100 pounds on Monday.
2. do the 30 day shred hmmm managed it Mon, tues worked from 8 - 8 and was in very painful shoes, wed had to work, thur was at work till 9, and tonight not a chance was really illl last night and am doing a weekend de tox thing, however I have been doing a MUCH easier DVD in the mornings, aside from today again (mind you have I have managed it every day for two weeks)
3. have at least six driving lessons. got the name of a good driving instructor will book when Mum is away
4. try to work out what that odd noise is Net door testing his bike engine.
5. lose 14 pounds! not doing wonderful on that front.
6. accept at least 50% of invites out. yep been doing that
7. continue to be organised at work am doing ok on that front got a lot to do this weekend
8. file all post as and when it comes hmmm will catch up! got a few letters and work stuff to go through and weather allowing I will burn it all tomorrow :j
9. paint bathroom when Mum is away!
10. clear garden when Mum is away
11. e bay to make money should start that NOW
12. Finish the bloody conservatory. will do it Sunday

right back hurts. off to shred xxxx

we have ten weeks left right?

My new more realistic plan is to do the shred 3 times a week, and my walking dvd each day (I like that! Jillian would say its a false message of lethgry)

I have sorted out a marking time table My boss is a HUGE !!!!!! and yesterday was just awful, so much atmosphere. BUT now its the weekend and I shall enjoy myself!

xxxxxxxx