The 12 week Debt-Life *Achieve something* Plan - WEEK 7

skint_spice

sallyx wrote: »

Tomorrow is another day Sammy

Been for my weigh in and despite being good all week haven't lost anything this week grrrrrrrrr So I cheered myself up with 2 big chocolate fondant fancies and a packet of kettle chips grrrrrrrrrrrr when will I learn!

:rotfl::rotfl::grouphug: I think we've all been there Sally! as long as you don't keep it up all week you'll be fine.

sallyx

Fresh start again tomorrow!

skint_spice

sallyx wrote: »

Fresh start again tomorrow!

Absolutely - what's the quote someone has on their siggy? Something about the best time to plant a tree was 25 years ago, second best time is now!

true27

hahahaha :rotfl: thanks inapickle!!! cracked me up!! i will let you know how my geekiness progresses

defo fresh start (again ) today! so far so good for me, i've had my slim fast, walked the dog and now gone back to bed with coffee!!

redsquirrel80

Good luck with the geekiness True!

Went for a run last night (run... tick), did a bit of knitting and watered the plants (constructive things... tick), standing orders for a couple of my debts went out today (tick!).

Hope everyone's day goes well x

sallyx

Well done squizz
I walked to work again today 3 times this week Yay me and am thinking of the petrol saved
Didn't loose any weight this week (according to SW although my scales told me this morning Id lost a pound )
Have set up UCAS account..just need to do my personal statement. Tomorrow am going to talk to head at school to see if I can get some regular hours maybe 2 hours on a wed or Friday

curly_cabbage

curly_cabbage wrote: »

I havr just stumble across this challenge. i alway start but never quiet seem to keep to them very well but, maybe i can try and get myself motivated to this as Christmas is racing ever closer. so here goes

1. Lose 12 Lb - 1Lb per week is achivable. Not doing too well stayed the same this week :mad:
2. Pay £1500 off C/Card debt - was planning this but need to keep to it now.
3. write Chritmas card's by 15.11.09 ready to post 1.12.09
4. Have all christmas przzies brought and wrapped by 5th December.

- started Yesterday and have now complete 6 peoples gifts out of 20, going to wrap them at the weekend

Katy83

Time for a mid-week progress update and adding a couple of extra things I have thought of...

Katy83 wrote: »

...Stick to my budget and pay off £700/month on my debts Doing well with this - think I will even be able to pay an extra £100 off this month :j
...Do some sort of exercise everyday Torn ankle ligaments are back and I've pulled a muscle in my calf this week, so not much exercise getting done. Am going to try a bit of swimming at the weekend though.
...Cook as many meals as possible therefore reducing my grocery spends This is going brilliantly! Me and OH have managed to spend about £110 on food this month - down from our normal £250!! Also, haven't had a takeaway for 3 weeks, and we normally have two a week, yippee!!:beer:
...Go for a monthly horse riding lesson as a treat only if I save the money elsewhere to do it got my first lesson (an assessment to see what standard I am at tomorrow afternoon, paying for it with the money I have saved on groceries
...Try and find some voluntary work to get involved in my local area nothing yet on this one, have had some good ideas though.

[EDIT]

...spend less time on the internet and more time being constructive hmm, not so much here. Had a good, busy couple of days at work earlier this week but things have quietened down a bit now.

So, other things I have thought of that I really need to get organised with as well:

...Try and catch up with one friend a week
...Get my flat bathroom sorted out ASAP and get the flat rented out
...Spend more time with my grandma (she's 94 and housebound and could do with the company)
...Try and get a head start on Christmas shopping
...Start a DFW diary on here to keep myself on track
...Sort out PPI reclaiming from Egg

I love this thread, I was thinking about it last night and I edited it because my original list wasn't as challenging as it should have been. There are some things I really want/need to do in the next [STRIKE]12[/STRIKE] 11 weeks, not just those that will come easily.

Hope everyone is doing well so far,

xx

Sun_Addict

Mid week update to 12 week challenges:

1. Pay £1200 off debt - have paid off £400 this month so a third of the way there!

2. Pay/save for March holiday and associated costs - paid for flight last month but have just paid for the accommodation too. Just got spending money and taxi fares to save now.

3. Lose 7lbs - ahem! Next!

4. Buy all Christmas presents - bought another stocking filler and now have £120 in the Christmas fund so just have to buy a few more things.

Inspired by someone else's £100 in a pot I have decided to try to save £100 in a pot of my own. If (big IF) I can complete all my challenges by the end of 12 weeks I can have this £100 to spend on myself. Hopefully this will motivate me even more.

Aren't we all doing well even if it's better in some departments than others! :T

Toto

Hi everyone, weigh in day today and I have lost another 3lbs :T

The money thing is going well too My sales so far on ebay are £1352.77 which I will pay off when it gets from paypal to the bank and update the sig then.

I've run out of things to ebay now. I'm going to have to work at the rest of the 3k I want to pay off.