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The 12 week Debt-Life *Achieve something* Plan - WEEK 7
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Im adding another 2 things to my list
walk to work twice a week (if its not raining)
Stick to the menu plans I have written and bought and not end up buying other stuff which is convenient!I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
1) do exercise dvd 4 times a week
2) 4 alcohol free nights a week
3) 4 NSDs a week
4) pay off the egg card
Well at the end of week 1
1) did dvd twice, not great but half way there.
2) 3 alcohol free nights, could have been 4 but last night I succumbed when I shouldn't have.
3) 4 NSDs achieved!
4) paid £100 off the egg card on payday, not sure how much I'll manage this month though.
So, week two begins, unfortunately with a spend day because I was in uni, although hopefully it will be alcohol free if I manage to behave myself. Am too knackered to do any exercise though.0 -
-pay off the joint overdraft
On my way £200 going into this on Friday- only two more payments and its done
-keep repayments as high as possible
Paid off £800 last month
-overtime to earn as much as I can
working two and a half hours extra each week at the mo, adds up to a nice extra amount in a month
-open an ISA for 2011 holiday fund
paperwork complete and due to post of on Friday to put in overtime cash
Very pleased with my progress, good luck keeping on track everyoneDebt free 11/05/11!
Savings £4000/ £3000 -
end of week one notes / starting week two
1 * When provisonal comes through book driving lessons (2 x 2hrs weekly)
2 * Go to gym 3 times a week and do pilates at home
3 * Take children swimming at least fortnightly (weekly if the time)
Going Saturday
4 * Learn to crochet
did a youtube video, need to keep practicing, practiced today
5 * Start my calligrapy set (only had the thing 3 years)
6 * Food plan weekly, only food required delivered.
Did Fridge / freezer contents & food plan around that no shopping required
7 * Chritmas shopping
8 * Book on one of the textile courses
9 * Get a routine fixed in place
Started - so far so good
10 * Clean house top to bottom, sell, free cycle or charity shop stuff we don't need
Started lightly, doing flylady & extra to get this done, need to start taking things to charity shop, although bit hard as we don't drive
11 * Do garden, fix the fence and get oh to do trellis
12 * Lose weight 12 pounds
from 9stone 13 to 9st 9 - 4 pounds off
Ok, so got off to a slow start, but have been very unwell, with bad back, which is getting better. I did flylady kitchen / dining room today - did out junk kitchen draw (yeah it now closes). Need to get provisional photo signed so I can send off forms, that is on tomorrows to do list.
Started with a routine going well - going to be positive about it so hopefully it can continue.
Anyway good luck to all for week two0 -
skint_spice wrote: »1. Get savings to 33% of target
2. Lose ten pounds
3. Be able to comfortably run 10K again.
OK for week one:
1. mmm, waiting for pay day so still at 8% but haven't spent much...:o
2. Not going on scales again until end of Sept but I suspect it's not gone down much:o
3. Ran 4.5K on treadie tonight and could have done more but stuck for time:T:T felt fab though!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Well done SkintyI'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
Evening all.
A good start to week 2 for me.
My house is looking a lot better. A lovely lady took all my clutter for me as a carboot lot on Freecycle (she was pleased and I am pleased - win win!!). Whilst my house isn't yet clean, I can see the floors and furniture again so will begin cleaning tomorrow and Wednesday evening.
I have added another £2 to my £100 tin so getting there with that. No more paid off the debts but I have worked out that thanks to my marathon mystery shopping month I will be able to clear my Barclaycard on payday :j. After I have Banished Barclaycard, it's time to Crush Capital One.
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Morning all, managed to get out for a run last night and did a bit more knitting. Off to first class at the gym today - wish me luck!Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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goodl uck red squirrel, welli am about to start my wiifit this morning, i usually do it at 9 whilst watching the biggest loser australia to give me some motivation that i dont' want to get any bigger, also hoping to clear out and clean my living room,DEBT
31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
31/01/2020 - £18,685.22 (14.05% PD)0 -
Did it - not as bad as I thought - roll on next week! :TDebt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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