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Karmacat: To Infinity And Beyond!
Comments
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It's never too late to save money KC.
So it's good that you've now found other ways to save money on your travel
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Slightly odd-shaped day today, which is why I haven't posted. Routine visit to doc (no, I don't have rheumatoid arthritis, and for the other problem try black cohosh from any good health food store); meeting at colleague's house - he made his usual jokes about inappropriate things, and I managed to stop myself walking out but objected *at the time* - hurray, thats quite a breakthrough. Got home - extra session needed to be done, so I had two sessions today, and in between times I've been on all sorts of sites all over the web - travel. Travel up to London, travel to Liverpool - taka helped! Its absolutely amazing the number of things I *didn't* know about this! I'm going to have to make a list, embarrassingly.
Glad you managed to say something to your colleague... Well done! :T:T
Good luck with your travel stuff! :rotfl:Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
:hello:
Yep, I was pleased with the personal thing.
The travel!!! That little tool on the Virgin Trains website to find the cheapest fare - I'm going to go to it daily to try to get an £11 fare on the 23rd - they're showing at that a fortnight before Christmas, but the cheap fares haven't been released yet for the week before. Its complex, but it *could* save me £50, so its worth pushing a bit.
Regular trip to London - well, I'd have to get a bus into my local town to get a really cheap fare, and that would cost more, but only a bit. And I could then use an Oyster card, which is *really* cheap - £2.20 off peak, as opposed to £4 single.
Comparisons:
Travelcard to London: £13.75 or £16.05, depending on which train company.
Bus home: £1.80.
Total: £15.55 or £17.85
Southern Railway 40% off:
Return to London £8
Bus Daily ticket £3.20
2 oyster card fares £4.40
Total: £15.60
Hmm, the saving isn't as big as when I thought I could go straight from my usual station - you have to take a voucher in, so that wouldn't work. Thinks ..... I could get a coach up to London .... those fares are the same kind of thing, and I wouldn't have to pay the extra bus ticket. That would mean:
coach up £4
Train down £4
bus ticket £1.80
2 oyster card fares £4.40
Total £14.20!
A-ha! Now thats worth doing. Difference of £3.65 - thats the monthly mortgage overpayment!
Sorry to be so boring and write it all out like this, but if I do it on a piece of paper, I'll lose it, I know I will (I know, I've lost it anyway :rotfl:)2023: the year I get to buy a car0 -
It's not boring at all Karma its a good exercise to make sure any saving is worth the extra inconvenience.
I know what you mean about finding parts of MSE that you have never seen before I am currently investigating the christmas threads and there are some great ideas there.
Well done on speaking up.
DTxx0 -
Good sums there Karma
Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
:kisses3::kisses3::kisses3: ahhhh .... where else can I do this? You lovely people!
Better do a list for today, time is getting on a bit:
- Virgin scratchcard, they were down earlier.
- deposit for free bingo
- do free bingo
- check for mystery shops
- 4 emails, 3 work and one a hardly-seen friend.
- do the washing up!
- and a bit of vacuuming on the stairs - this is also "work" work, as I need to do it before a client arrives.
- sort out business papers.
- carry on with sorting my accounts paperwork.
- something physical - my decluttering list this month is the garden, so I'll revert to that and saw some branches so I can stick them in the waste.
- bit of shredding of recent waste, so I can stick *everything* in the recycling collection thats due tomorrow.
- water the pots out the back.
Long list, but some of them will literally take 5 mins.
To Infinity And Beyond!2023: the year I get to buy a car0 -
Virgin scratchcard, they were down earlier. done
- deposit for free bingo done
- do free bingo done 10am and 11am
- check for mystery shops done once, none around.
- 4 emails, 3 work and one a hardly-seen friend.done - especially pleased with this one!
- do the washing up! half done.
- and a bit of vacuuming on the stairs - this is also "work" work, as I need to do it before a client arrives. done - pleased with this one too!
- sort out business papers.
- carry on with sorting my accounts paperwork. started well on listing the bankings.
- something physical - my decluttering list this month is the garden, so I'll revert to that and saw some branches so I can stick them in the waste.
- bit of shredding of recent waste, so I can stick *everything* in the recycling collection thats due tomorrow. done.
- water the pots out the back.
Was 5/11, is now 7/11 on average .... I'm also carrying on with free bingo, and have done my hour's worth of paid work today.... 2nd coffee of the day in hand!2023: the year I get to buy a car0 -
Lists are def the way forward -you go girl!0
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Lists are def the way forward -you go girl!

And - new bits of MSE not seen before :eek:
Be careful out there - I adventured into the 'electricity' area last night on the boards - been offered something new and not sure I want to take it - its a big old world out there on the rest of the website.
Well done on the savings from travelling - how often do you go to London - it will all mount up.
:TTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
hi
:santa2:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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