Karmacat: To Infinity And Beyond!

taka

Karmacat wrote: »

... still, the chain is 6 or 7 long, so I might be in with a chance.

Ok I'm going to have to ask - what exactly does a chain of 6 or 7 mean? The scottish system is completely different - you don't get chains here!

Karmacat wrote: »

What I *have* been thinking about, is that, with what I shall politely call the "drift" in my finances, I do need to be thinking about a secondary career (my fourth ) rather than dfw bits. Some thinking is going on :money:

Good luck with your thinking...

Karmacat

Sorry Taka! A chain of 6 or 7 means that those people are buying and selling properties, and they're all dependent on the money from their buyer to be able to make their own purchase. So there'll be a firsttime buyer at the bottom, with a property of £100k, and the person who's selling to them will be moving to a bigger flat, worth £120k, and so on, up and up the chain. So if one transaction falls through, all the rest are jeopardised. I'm not defending it, mind, just explaining it - its all very hit and miss.... plus people change their minds, or their mortgage is withdrawn, all the usual. Chains are a bit odd these days too - people may downsize, like me, or they've split up and are downsizing because they're buying two properties, or they're buy to let investors.... where's the confused smiley when you *really* need it

Thinking .... possible extra "proper" jobs so far are:
- counselling supervision
- NVQ assessment
- office job (won't really pay enough)
- computer support from home
- virtual assistant
- bookseller - specialising in travel and history
- writing (tho could I do it for a job?)

Thats it so far

Karmacat

Plus I've been looking on Merseyside for houses in the same bracket as I'm looking now..... I could spit, really - there's a 3 bed detached in one of the best areas of Formby, on the right side of the train north (i.e. it won't be submerged in 20 years) for the price of a standard semi that needs doing up. Grrrrr.

hypno06

What happened to the spreadbetting?

Keeping_Motivated

Karma would you not consider moving to Formby? Its lovely round there.

I know you have work where you are but counselling is something you can build again if you can afford to keep back a 'wage' while you build your clientelle again?

taka

That system sounds really precarious! :eek: At what point does it all become legally binding between people?

This is what happens here. It is good to a point but it can mean you end up paying a bit more than you could have in order to secure the property if it goes to a closing date! It is difficult to know what to offer! You can also end up paying for several surveys which can add up too. Estate agents are pretty rare in Edinburgh - it is almost all solicitor based as they are involved at a really early stage! You look up the solictor property centre of wherever you want to buy (as they have virtually every property in the area) and off you go...! This is Edinburgh's one. It may be different outside of the cities though...

Karmacat wrote: »

Thinking .... possible extra "proper" jobs so far are:
- counselling supervision
- NVQ assessment
- office job (won't really pay enough)
- computer support from home
- virtual assistant
- bookseller - specialising in travel and history
- writing (tho could I do it for a job?)

Thats it so far

They are quite diverse! Good luck...

taxi73

It's amazing the difference in prices in different areas.
There are quite a few things on that list of other jobs to consider.Good luck with coming up with something you want to do.

Karmacat

:hello: Morning! I will continue the above conversations, but I checked my email just before coming on here, and these links to two cat pictures were sitting waiting from the Michael Shanks email group ... they'll only make sense if you remember that Michael Shanks left the programme for a year and came back for another four years, but they're pretty cute anyway
http://images. icanhascheezburg er.com/completes tore/2008/ 3/21/danieljacks onc1285058307656 25000.jpg

http://www.firebrea thingchicken. com/DanielJackso nCat.jpeg

Karmacat

hypno06 wrote: »

What happened to the spreadbetting?

This is downright embarrassing :o:o but I certainly appreciate you asking the question :kisses3:I have a system that works, which I've evolved myself. When I use it on the 15minute or 30minute charts, the success rate is up at 70 -80%, and the weekly total of points gained is anything between 70 - 150.

One spreadbetting company I have an account with had a promotion on recently about reimbursing losses, and I was in the middle of all this moving lark, but I did manage to do one trade. But the "freakout" fear got in the way, and I exited the trade after literally two minutes, at no profit and no loss. It only ever went the wrong way for part of that two minutes, and I had the reimbursement promise from the spreadbetting firm anyway. I looked at the trade two hours later, and between entry signal and exit signal, there were 50 profit points _pale__pale__pale_ I'm not reading trading books any more, I'm focussing on how to manage fear, because thats what it is - this is what I mean when I say its nothing to do with money.

So while I do believe I can make a success of the trading, it all has to do with distancing myself from that fear - my own paid counselling work is about *resolving* fear, and frankly, with the panic I feel inside, that could take forever :cool::o:eek:

So while I believe I can do it, but I can't *currently* do it, I don't want to count on it.

In my own mind, I'm inches away from having a comfortable income of a thousand pounds a week, tax free.

Do you know of any good books/ self hypnosis CDs, Hypno?

Karmacat

Keeping_Motivated wrote: »

Karma would you not consider moving to Formby? Its lovely round there.

I know you have work where you are but counselling is something you can build again if you can afford to keep back a 'wage' while you build your clientelle again?

Good question .... It *is* lovely round there, specially Freshfield/Birkdale kind of way. I bet you run into Steven Gerrard's wife at the deli too

The counselling is a concern, its true. I just had a look at my appointments book - maybe 4 are from my own town, one or two travel hundreds of miles, and most are from London. The thing is, all but a very few have been with me for years, ten years, most of them. What I do isn't quite counselling, its a bit niche

And would I seriously contemplate moving only a couple of miles from my mother? The reasons I left home don't apply any more - family problems, no jobs - but going back to Merseyside is a different kettle of fish altogether, complete retirement.

I might well move back to the area eventually tho - you're not far wrong, KM!