Loved life a wee bit too much!

Herewego

BTD i would cancel the DD and then contact them straight away to say you cancelled by accident pay over the phone when the wages have gone in and set up a new dd no charges :j
a little bit of hassle but less money to pay the bank i hate charges and interest and a potential £25 to pay of debt if your not paying the bank

oh and Happy Easter

BEAT_THE_DEBT

Thanks here we go.:) The dd'd will come out Tues pay day Fri i am a premier customer so hopefully they will honour dd'd otherwise i will downgrade!!
Child tax credit and child benifit on Tues so that will help a bit.:o
HI red i will send oh for wine and shopping!!:rotfl:
Going to make a beef curry tonight!:T yum.x

macgirl

I think Herewego's idea is excellent - a little white lie never hurt anyone - well not an evil bank anyway :cool:

As for you BTD - I had to come on here and congratulate on your fantastic weight loss!!!! :j:T:j:T:j:T Brilliant! Hope that spurs you on to keep going

BEAT_THE_DEBT

Thanks mac, here we go i did it i cancelled dd, it wont hurt them as no bill due yet anyway.xx
Wine poured, curry made "happy easter"XX

BEAT_THE_DEBT

Mac thanks for your weight loss support!!!xxxxxxxxxxx:T:beer:

BEAT_THE_DEBT

What is it about bank holidays that makes you feel that you should bu upside down on aroller coaster on a farm or in a cinema??? I wont give in to it i wont! The weather is carp! DS and DH gone swimming!
Why is this morning on, on a sat?????????????????????

BEAT_THE_DEBT

quiet on the boards today???XX

macgirl

Been busy debt-busting

Hope the diet's going ok. I succumbed to homemade buns, but did go for a power walk into town - so that negated the extra cals. Psyching myself up for a 7 mile run in the morning :eek:

Hope you're having a good weekend x

mrs_robinson_3

Happy Easter to you, too, BTD! Must be nearly time for a glass of wine? Enjoy it, you deserve it after your panicky moment over the DD and then finding a way round it. I'll take my hat off to you if you can keep out of shops until May, I know my limits and I couldn't do that! Mind you, am getting to be so careful that I am finding it harder and harder to part with my money......

Take care

Mrs R

mum2one

cloud_cuckoo_land wrote: »

Hiya,

That is exactly the problem which got me into this mess in the first place!! Well, that and my ridiculous spending - but I'll ignore that and blame it all on the banks!!

I would be 2 or 3 pounds short of my direct debit amount and it would get bounced, then I would get charged 30.00 by the bank and 30.00 from the company (If it were mortgage or CC) and still have to pay the bill, which could have been only 10.00!!!

Aaaaaaaarrrrrgggggggghhhhhh :mad: It makes me so cross that there's people really trying to get on top of things and the banks just try and make things difficult for everyone!!!

Sorry, rant over!!

Cuckoo. xx

Never a truer work said........ I looked the otherday and my od = the charges I've had..........