Loved life a wee bit too much!

REDMADCURLS

HHHHHHHHHHHHEEEEEEEEEEEEELLLLLLLLLLLLLLLLLOOOOOOOOOOOO Is there anybody there?

Where are you Mrs BTD and the BTD'ers?

BEAT_THE_DEBT

Hi Red!!!!!!!!!!!!!!!! i am so peeved today i had 2 x d/d's ret to me as no funds this is a first i feel ucky! I can pay them tom as we et paid but to close for comfort!! I dont know how i will fare with charges they went out then came back!!
I am hopping over to you now.x

REDMADCURLS

You will be charged by bank I think and if it is the first time - call the bank tomorrow (or when charges appear on account) and you should get a refund. My bank, A&L will charge £25 for each one, they would also charge for paying one that puts you overdrawn!

As for who they were going to - I have NEVER been charged by anyone for bounced dd except CC and that was the £12 late payment fee. So you should be ok there.

They might re- present them to bank in a few days, which they are not supposed to do without letting you know but it has happened to me without being told so just be careful money is available in bank

Its pants........and it is very good that it is a first for you...........its happened to me LOADS before LBM, but then you have read my rantings about fee's to A&L. In fact this is the first month I have no charges from them

BEAT_THE_DEBT

Thanks Red.xxx

*Jellie*

I hate charges! So frustrating when you are just a day out.

REDMADCURLS

I think you will be able to 'smooth talk' them hun, especially when they are used to chancers like me who didn't have money for most payments most months!

mum2one

BEAT_THE_DEBT wrote: »

Easter spends two yeras ago £300 this weekend £45!!
Feel a bit bad we have not been anywhere but the weather has helped appease my guilt!!
Luckily for me i love being in our home just being!x

Wow that is an amazing difference, ur going great guns xx

macgirl

Hi BTD, how's the diet going? Mine's gone off the rails a bit this week as I'm on holiday (from work - I'm not on a nice beach somewhere :cool:)

Could you arrange your DD's for a later day in the month? Or is DH paid on different days?

Hope you can manage to sweet talk the bank. If it's a first offense, you might be ok

In_my_dreams

I would honestly ring the bank up and see if you can get the money back. I did this with A&L recently and they did waive the charges - worth a shot I think?

BEAT_THE_DEBT

Hi all just got back from a weekend by the sea! Money wise we spent £12 on fish supper and £30 on bbq food today not great and not as mse as usual! :money: But what a fab weekend!:):):):):)
My car is booked in to garage tom its overheating fingers crossed it's not a biggie!!!!;)
Hope your all ok and enjoying the sunshine!!!!:T
BTD