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Loved life a wee bit too much!

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Comments

  • Hiya,

    That is exactly the problem which got me into this mess in the first place!! Well, that and my ridiculous spending - but I'll ignore that and blame it all on the banks!!

    I would be 2 or 3 pounds short of my direct debit amount and it would get bounced, then I would get charged 30.00 by the bank and 30.00 from the company (If it were mortgage or CC) and still have to pay the bill, which could have been only 10.00!!!

    Aaaaaaaarrrrrgggggggghhhhhh :mad: It makes me so cross that there's people really trying to get on top of things and the banks just try and make things difficult for everyone!!!

    Sorry, rant over!!

    Cuckoo. xx
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Sorry you had a carp day with the DD's - it does feel that you get on your feet and then get battered down but tomorrow is a new day and a new start. Just think the times when you didn't have LBM and had DD's bounced and just accepted them. Now they make you angry and that is a good thing and it is probably a rarity as well - it is just a blip, it will be ok tomorrow x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Sorry you had a carp day with the DD's - it does feel that you get on your feet and then get battered down but tomorrow is a new day and a new start. Just think the times when you didn't have LBM and had DD's bounced and just accepted them. Now they make you angry and that is a good thing and it is probably a rarity as well - it is just a blip, it will be ok tomorrow x

    You're right, I feel better now anyway :) and it's not even my thread!! lol

    Cuckoo. xx
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You're right, I feel better now anyway :) and it's not even my thread!! lol

    Cuckoo. xx

    LMAO :beer::beer::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    Prize for POST OF THE DAY for sure, even told DH who just looked at me like I was stupid............why does he think that it is weird to think it is so funny that Cuckoo left this post on BTD's diary! Strange man!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • I just read that last post out to my DH and he just said "Is that who you are then, cuckoo??" and turned back to his computer. Men are strange!
    Glad It made you laugh!! :D
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi all new day new perspective! If bank honours dd'd i am not worried so much about charge but do they honour them?? Dont think i want to know.:o I might commit the cardinal sin of withdrawing money on cc to put in bank??:(
    Thoughts pwease!!!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    DH did bt last night , he got in a right tiz when they asked him security questions and i said to him "welcome to my world" :p BT done all i need now is for tesco cc to take money and lower limit and i think that would just drive me insane!! I dont think they will though (insert rocking back and forth in white coat smiley).
    Anyhow blessings counted i am going to enjoy easter!!:easter::easter_os:EasterBun:easter_ba:icotbaske_party_ Thought i would go over board and use them all!!!!!:rotfl::rotfl:
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hi hun

    Don't see the sense of w/d money on cc. If the bank honour dd's - happy days (they will probably charge you for the priviledge) and if they don't, you will hear soon enough. So w/d money on cc is going to cost you big time and why do that! If that makes sense.

    Anyway banks don't open again until Tuesday so not a damn thing you can do about it til then!!!!! So as you say.................go overboard and enjoy. And of course, have an extra glass of Adult Juice and a bag of crippys!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Thanks Red you are right.xx
    I am sure banks will honour them and i am not going to w/d on cc. And your right nothing can happen till Tues anyway.xx And Friday all back to normal.
    Thought i would set myself a challenge and not go to a shop until May!!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You are welcome.

    Not go to a shop til May. How will you get fuel and food (and wine)!!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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