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Loved life a wee bit too much!
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Hi Mac i have put wine in nutracheck not much food today!!!x0
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:A:A:A:A:A
It was a birthday today, so I had 2 x mini flapjacks and 2 x mini caramel shortcake - YUM! Eaten very virtuously other than that though - saving the cals for a blowout on Sunday! Choctastic :j0 -
With two bank holidays this weekend - my dd's are a mess!
You have to remember if you hadn't have had (shocking no. of had/haves) your LBM you probably would not have had (God again!) any money left to BT cuz you would have been max'd out.
That is little or not consolation I know, but we have to keep on top of this game or else we will crumble and nothing, but those we love, is worth that. To have health (or probs we have under control) and love is way more important that wealth (yeah right I know its a bit 'orpha'ish but true)
You have a nine year old cleaner and Ribena for Adults - what more do you need xxxLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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:A:A:A:A:A
It was a birthday today, so I had 2 x mini flapjacks and 2 x mini caramel shortcake - YUM! Eaten very virtuously other than that though - saving the cals for a blowout on Sunday! Choctastic :j
DH just brought me home a packet of 4 caramel shortcake:p - made the coffee - let the feast begin!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Sounds likes you have had a bit of drama with the direct debits etc. Hope all gets sorted out and that you are not too stressed about it.
Well done on your new star :TMoney paid out from Topcashback so far= £105.89 :j
No buying magazines in 2011 Challenge- Number bought to date= 0
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Thanks all. i will pull my self together in amin i am just having a mo!!I know your right red its a good job i did pull the reighns in last year!! I am so lucky know that. Thanks all you all really help me tooxxx0
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Oh you MUST have a mo! Before the calm of getting it sorted, it is essential to have a complete and utter hissy fit, sometimes they have to be silent I know, but still essential xxLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »DH just brought me home a packet of 4 caramel shortcake:p - made the coffee - let the feast begin!!
I absolutely LOVE caramel shortcake!! They are my absolute favourite, v jealous! Enjoy!
Money paid out from Topcashback so far= £105.89 :j
No buying magazines in 2011 Challenge- Number bought to date= 0
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pinkhayley789 wrote: »I absolutely LOVE caramel shortcake!! They are my absolute favourite, v jealous! Enjoy!
Mine too - a packet is not a problem - I am sure I could manage 2 if pushed
LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Sorry about the DDs BTD. Hope you find a way round it. What does your bank charge? Mine has put its charges right down (and not before time), which is lucky as for a day or so this month (until I realised) we went over our joint OD limit, but my bank, RBOS, now only charge £5 if you do that....was thrilled as it used to be a £28 fee and something like a £30 charge, or some such nonsense, which of course set you back the following month....thank goodness they've been brought into line
Anyway, hope you can resolve it and enjoy your break and the spring cleaning!
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100
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