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Loved life a wee bit too much!
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POO!:mad: Just been on line and there is not enough to cover direct debits by one day (one day after dd date wages go in) will they honour d debs and charg me for going over overdraft! Oh yes i am always in od! Or will they bounce d debs?:mad::mad::mad::mad::mad:
POO POO POOPY POO!!
DH going to have to do bt when he comes home to free up some money for shopping and petrol on cc! Oh how did it come to this?x
May just do dmp?x:(:(:(:(:(:(0 -
Can you ring the bank BTD and explain? You might be able to come to some arrangement rather than ignore it and hope for the best..... Worth a go
How's nutracheck going? I've been away with work this week, so have wobbled abit - plus Easter :eek: not good! Will have to ramp up the old exercise this weekend I reckon!0 -
Hi Mac nutracheck going good. I could cancel gas and leccy dd and the set back up after pay day??x0
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Can you do that without attracting a penalty?0
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Hi Mac yes i could do that with no penalty, I am sure it will be fine its such to close to the wire for comfort!! I think i am having a lightbulb within alightbulb moment. Do you know what i mean.x0
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OMG i have another star!! Thats cheered me up!!xx:j0
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Hon
What date are the dd's due? With Murderous A&L there has to be at least 5 days I think. They also sometimes pay dd's for £25, they sometimes bounce dd's for £25 and they also charge me £10 for everyday in unauthorised o/d!! I hate them!
Does DH get paid weekly?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Another star for a star!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Thanks Red i do like you!:) Dh home at 9 i have told him he has to do bt he hates talking on the phone he gets all:mad: but card is in his name!
DH gets paid weekly i get paid monthy it is just this month there is a one or two day gap where dd;s go out before wages go in!!:(.
Thanks god for wine!:)
x
BTD0 -
BEAT_THE_DEBT wrote: »Hi Mac yes i could do that with no penalty, I am sure it will be fine its such to close to the wire for comfort!! I think i am having a lightbulb within alightbulb moment. Do you know what i mean.x
I do know what you mean - I have one virtually every day
:o:o I just keep reassuring myself that at least I've halted the spending, so things ARE moving in the right direction 
BEAT_THE_DEBT wrote: »Thanks god for wine!:)
x
BTD
Yep, I'll drink (ribena substitute) to that! :beer:0
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