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Loved life a wee bit too much!

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Comments

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Ditto your post BTD - isn't it nice to have it out of the way and get on with the task in hand!!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Maybe I should take the decs down this weekend and get it out the way! Then I can flylady next week so the house is sparkling!
    2019 fashion on a ration 0/66 coupons
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Still no shops! OH half gets shopping and is a stick to the list kind of a guy!
    Hoping to ut drastically back on wine this year to lose weight save money and be fitter!!
    BTD
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Well done on avoiding the shops. Keeping in budget on food etc is my main plan this year and so need to stick to doing it online. I am quite good at staying out of the shops, unless I walk buy them and that's where the problem starts. I might have to find an alternative route to work. :rolleyes:
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I think I'll have to follow your lead and just avoid shops for a few months. Will have to go with OH to grocery shop though.
    Well done on steering clear.
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi BTD - how is it going?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Good thanks s holmes hope your well i will pop over to you soon.
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi all! I have just checked bank and i have £40 left of od limit until fri!
    OH got paid three weeks ago i know its tha same money but it does not seem to last the same if you know what i mean! Any how all bills paid so should not need anything!:rolleyes:
    Hate being so close to limit! Never mind still motivated for mse:money:.
    BTD:D:D
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    BEAT_THE_DEBT wrote: »
    Hi all! I have just checked bank and i have £40 left of od limit until fri!
    OH got paid three weeks ago i know its tha same money but it does not seem to last the same if you know what i mean! Any how all bills paid so should not need anything!:rolleyes:
    Hate being so close to limit! Never mind still motivated for mse:money:.
    BTD:D:D

    I know exactly what you mean! I have about the same amount to last me until the 21st and all my bills are paid so all I need it for is pocket money, but it still makes me wince!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I always find it a struggle in Jan. I think it's partly because I'm paid early in December and it seem an age until the Jan pay day!
    2019 fashion on a ration 0/66 coupons
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