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Loved life a wee bit too much!
Comments
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savingholmes wrote: »I have managed to stay away from the shops so far - always hard tho!
You're not missing much, TBH. I've had a peek and there's not all that much. (Hope that makes you feel better!
). Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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You've done brilliantly, look at it as 2009 was your lightbulb year, and 2010, just flow through, before u know it, your be in single figures.
Being cheeky, but I do an Organised for Xmas and all ocassions thread
http://forums.moneysavingexpert.com/showthread.html?t=2160839&highlight=
If u go to 1st post, it has the link to the sister thread, where they show u how to make money, we help you spend it wisely!! xx
Thanks for posting that Mum2one, I like the idea of it, but just reading it made me want go shopping and that's not on my radar this year
I've subscribed though, so will watch with interest.
Hi BTD, I know what you mean about craving salad. I feel like I'm getting too big for my skin
Only another 2 boxes of biscuits and half a box of chocs to go! :rotfl:0 -
Hi inapickle - I have £20 in cashback vouchers for M&S so may see if I can get some boots. Tempted to look for jeans too as always struggle to get them to fit and at the right price!
Taking DD with me to Asda and Tesco - she wants to look at their toy section - I need to pick up some fruit, bread and some things for meals over the next few days.... Perhaps a party platter deserts for the weekend too!
Really want to try and stay away from the shops as really don't "need" anything! Wanted to go to the bank today but missed it as they have changed their opening hours - there is always tomorrow tho.
Hope you are behaving yourself BTD money-wise - hi macgirl and inapickle too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
:snow_laug:snow_laugHi all! Lots of snow here! Good news mse wise as no car moving hence no petrol being used! No shopping as unable to get there so just using up stuff which i love!!!
Ds and Dh loving the wii so they are happy and i am jus relaxing as i have a snow day!:D
Hope your all well.
BTD0 -
savingholmes wrote: »Hi inapickle - I have £20 in cashback vouchers for M&S so may see if I can get some boots. Tempted to look for jeans too as always struggle to get them to fit and at the right price!
Hope you are behaving yourself BTD money-wise - hi macgirl and inapickle too!
:hello: savingholmes!
Best of luck with the boot-hunting: it can be hard to find a pair that fit well and which are at the right price.
Glad to hear about the NSDs BTD: snowy clouds have silver linings! Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Hi all - well I survived temptation went into M&S and Evans - nothing there of interest. BTD hope you are still enjoying your snow!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
SH - well done on surviving the shops - I just haven't looked to be on the safe side!
BTD - enforced home staying is always good on the pocket!!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Happy New Year BTD!2019 fashion on a ration 0/66 coupons0
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_party_Happy new year all!! Decs are down (all but one for twelfth night!)
House back to normal! Diet resumed and strict mse for 2010:money:
BTD
oH AND TWO BOTTLES OF MOET AND TWO CAVA FOR NEXT YEAR IN STOCK IN KITCHEN!! 9if it lasts that long!!)>0 -
Happy New Year, BTD!
Here's to a debt-free(-er) one! x Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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