Loved life a wee bit too much!

mum2one

savingholmes wrote: »

I am really looking forward to the break over christmas. But I am really looking forward to seeing our spending more under control come jan. All shopping excuses will be gone. someone owes me some money for some xmas pressies - and I am wondering whether I am going to get it.... pre-mse I wouldn't have been bothered - now I really am!

Good for you, hope you get your money back ok.

xx

BEAT_THE_DEBT

Hi fron snowy Wales! Luckily i ma on leave today so didnt have to worry about getting in! Been playing with ds in snow so much fun!:j
All done food drink and presents for christmas so very much watching all the pennies now and not getting caught up in the one more wont hurt syndrome!!:money:
OH has been paid three weeks nice when it goes in but not nice when you have to wait until 8th Jan for next pay! I dont know about you but after christmas one week feels like ten!:rotfl:
Looking forward to 2010 very much mse :money:.
See you all later!
btd:D

InaPickle

BEAT_THE_DEBT wrote: »

OH has been paid three weeks nice when it goes in but not nice when you have to wait until 8th Jan for next pay! I dont know about you but after christmas one week feels like ten!:rotfl:

I don't get paid til the 21st! :eek:

Merry Christmas and happy New Year anyway, in case our threads don't cross in the meantime.

BEAT_THE_DEBT

HI all! Merry Christmas esp to pickle ,saving hlomes, mum to one, mrsR, in mydreams missy and all who read my thread! (sorry if i forgot anyone!);)
I have began to notice that my cc payments are coming down freeing up money for overpayments so thats good. I can see the process now of being able to over pay one at a time!!:D
One of them has reduced from £150 per month to £115 big difference! And when you have nine cards to pay differences like this are life saving!:rolleyes:
Feeling very posotive about 2010 i feel i have changed dramatically and i am looking forward to carrying on the mse way!:money:
Having a day in today with little J . Big J has gone to mt T's:D !
Bye fro now merry christmas all!
BTD:xmastree:xxx

savingholmes

Happy christmas BTD and glad you are feeling more positive. It really does help when the minimum payments come down - takes a lot of pressure off.

mum2one

BEAT_THE_DEBT wrote: »

HI all! Merry Christmas esp to pickle ,saving hlomes, mum to one, mrsR, in mydreams missy and all who read my thread! (sorry if i forgot anyone!);)
I have began to notice that my cc payments are coming down freeing up money for overpayments so thats good. I can see the process now of being able to over pay one at a time!!:D
One of them has reduced from £150 per month to £115 big difference! And when you have nine cards to pay differences like this are life saving!:rolleyes:
Feeling very posotive about 2010 i feel i have changed dramatically and i am looking forward to carrying on the mse way!:money:
Having a day in today with little J . Big J has gone to mt T's:D !
Bye fro now merry christmas all!
BTD:xmastree:xxx

Merry Christmas, thats brilliant with the money saving on the minimum payment, does make a difference, and it means you have worked damm hard to get them down. xx

macgirl

Aww Good for you BTD :T:j:T:j:T
Hope you have a really lovely Christmas and a fantastic Debt free 2010!
I'll be cheering you on all the way - take care x

mum2one

You've done brilliantly, look at it as 2009 was your lightbulb year, and 2010, just flow through, before u know it, your be in single figures.

Being cheeky, but I do an Organised for Xmas and all ocassions thread

http://forums.moneysavingexpert.com/showthread.html?t=2160839&highlight=

If u go to 1st post, it has the link to the sister thread, where they show u how to make money, we help you spend it wisely!! xx

BEAT_THE_DEBT

Hi all hope you had a nice christams! I have bought OH a bike for his b day in March half price! Not going to be lured by any other sales though as i would rather wait for something i need to but and bargin hunt it than just go and buy random things cause they are in the sale!!!
I am craving salad now and wine is tasting yukky so i know i am more than ready for my weight loss plan i feel that i can focus on it this year as i have money saving underway!:D:T
Happy new year all!
BTD

savingholmes

I have managed to stay away from the shops so far - always hard tho!