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Loved life a wee bit too much!

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  • Hi thanks all for the replies.:beer: Markman that i will check out that site. T shirts sound funny! Missy i but for christmas all year around, hae done for about 15 years! I ran around once on christmas eve never again i think its ok doing it later if you have the money:confused:.
    Hi mac girl thanks for reading :D.
    Sholmes i am making cards this year with little J for granparents!:T
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey BTD how are you?

    I do know what you mean about the christmas shopping, hence why I've always been overdrawn come january, as when it gets to late decemeber you just end up buying anything.

    But since my LBM I am doing it the easier more MSE way :D

    What are your plans for today, its awful outside!!! Really raining! I'm so toasty and warm though :D really dont want to do anything!
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Making cards - you're very inventive!
    I'm going to stick with thread, then maybe for Christmas 2010 - I'll have my act together ;)
  • Hi i love this weather! strange i know! Its just nice to be in and watch rain lashing down and its blowing a gale here!:rotfl:
    I feel very motivated :money: at the moment i have to plan little J;s b day party in march ( i know but it will soon be here) he wants a swimming/bouncy castle party so i need to save for that and get cracking on decs and party bags etc! Question is can i count on him to still like ben ten in March?:confused:.
    I have one christmas party to go to and i am wearing a top i already have in wardrobe that i wore once and theese girls are really not the type to take you in head to toe i am sure you know waht i mean!:rolleyes: I am just wearing it with black trosers heels ding jewllery! I am not geting into ore debt for a night out! Take me as i am i say!:rotfl:
    Mot due in Nov so fingers crossed:rolleyes:. Apart from that i am not spending anything no not a bean wont wont wont!:D
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    good for you hun, I think I'm going to write my to do or must not do list more like for Novemeber... I obviously wont be eating rubbish or buying £200 dresses!!!

    It's great to see you so motivated it spurs me on!! And I know what you mean about the rain its really lashing down now but I'm so cosy and warm, should really be sorting out my Christmas shopping but having far too much fun reading the diaries!!

    x
  • I really must read posts first what is ding jewllery and trosers????????
    Silly BTD
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    lol I'm forever doing that, I just thought I hadn't bought clothes for so long that there was all this new spangled stuff I didnt know about it lol
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done btd for resisting xmas outfit spending... now if only I can manage to do the same lol! I should really as I have loads of clothes people haven't seen!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Thanks s holmes. :D
    I am no longer going to play the game of buying new for the sake of its put me in this mess! I had a friend (so called) that commented on me wearing same top to lots of different do's as she saw photo's,(facebook):rolleyes: sad really she had so much time to notice she is not much of a friend anymore and i am afraid has been culled i now just spend my time with people who dont care what i wear! Sorry if that was a bit ranty!!:mad:.
    I think that you really do find out who your friends are when you debt bust:money:.
    BTD:D:D
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I know exactly what you mean hun, the person that paraded her Karen millen dress around the office knowing full well it was the one i wanted, isn't on my christmas card list and my sister is in my bad books, as I happened to mention that I wanted a kitten, but couldnt really afford it especially with the wedding coming up etc...and low and behold she's getting one next week.

    People do annoy me.... but deep breaths and rise above it!!! I know I'm better off x
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