Loved life a wee bit too much!

missymoo81

ooooh i never thought of doing that with receipts btd, think I might do a bit of wombeling myself!!! You are so super organised getting your wrapping done already, I really need a kick up the backside with my christmas shopping, mind you I'm pixking up bits and pieces as I go. have a good day

missy

skintbuthappy81

Hi BTD, you are allowed to slip off the tracks now and again, it's never going to be a smooth ride but you know that already. I think you are doing FAB so keep it up girlie... Oh and do you fancy a night out tonight??:rotfl: no?? great cos neither do I xx

BEAT_THE_DEBT

Thankyou all so much for your lovely replies!:D I am back on track now i have a rare night on my own and instead of indulging myself with a takeaway curry which i really fancied i went to tesco to get a finest chicken biryani and it was reduced!!:T Less money and calories!!
Car failed MOT but was £95 to put right so no huge blow!! car is ten years old so could have been lot worse!;).

Had a lovely bonfire night courtersy of grandparents and little J is there again with his cousin for another one tonight cost to me +£0:D:D

Seem to be refocused eating and spending wise!!:rolleyes:
Not much planned for weekend hope your all well
BTD:beer:

BEAT_THE_DEBT

Not much to report today! Looked at cc balances and i can see they are coming down:rolleyes:.
Little J ill sick and cold bless!
Been to tesco my fav coffee on offer kenco blue bought 2!:j
On wine already (well it is match day)!!! 9 and i am welsh:rotfl:..
Have a good weekend
BTD

macgirl

Good for you on the vino BTD!
Anytime after lunch is Cocktail hour on a Saturday

BEAT_THE_DEBT

Cocktail hour i love it!!!!!!!!:rotfl::rotfl::rotfl:

Chrisblue1962

Hi BTD,

Well done re. CCs coming down :T. Are you "snowballing" your repayments or just paying the minimum to reduce monthly outgoings?

I've only just started to dent my debt (circa £19k) so just wondered what works best for you?

Am working all this and next weekend but money will pay off some bills...MOT due and I think it's going to fail :eek:

Enjoy rest of your weekend

savingholmes

glad you are having a good weekend - and that your car bill wasn't too bad!

BEAT_THE_DEBT

Hi chrisblue i am just paying min at mo on all have 8 so its hard to overpay any but i am happy that i can meet repayments at the moment and i plan that when one is paid off to then overpay one with highest interest.:D
chrisblue hope mot go's well, i was ok with mine it could have been a lot worse!:D
Just going to make alovely beef stew for lunch!
See you later.xx
BTD:beer:

BEAT_THE_DEBT

Purse staying home next week just looked at bank and balance is £450 more o/d than this time last month :eek: as i paid car ins in full and bought christmas presents!
Def no chip shop i have to lose some weight otherwise i will be starting the new year in to another stone bracket if you know what mean:rolleyes:.
I do not work to a debt free date i work to a debt free future i think f i put a date on it and something expected comes up and pushes it further away i would be despondant!.
Fingers crossed nothing due now and christmas all done (sorry dont mean to keep bleating on about this!)!! So the road to MSE :money: is well and truly clear!!:j:j
BTD