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Loved life a wee bit too much!

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Comments

  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Hope ur feeling better, u take care xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Tonsillitis is rubbish, hope you're feeling better soon xx
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Thankyou for al the lovely messages! Well tonsilitus knocked me for six! Starting to improve a little though.
    Opened my statement today from asda cc and i had a late payment charge??? When i looked into it i had underpaid min amount by 54p :mad: how stupid. So in my most croaky and pathetic sounding voice i rang them up and asked them to take it off and they did!:j I am so dippy sometimes rushing rushing rushing i paid on line and usually i round up min amount to nearest pound but went the wrong way this time!!!:rolleyes:
    Had gas and leccy and tey owe me over £250 gas and £100 electric theese were estimates though so will submit accurate figures tom!
    Food budget going well (not that i have eaten anything:rolleyes:). Def no chip shops and looks like no petrol used for most of this week for work unless i get better sharpish!
    Hope your all well
    BTD.
  • savingholmes
    savingholmes Posts: 29,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are feeling a bit better!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Not much to report as i have not moved! only from bed to sofa and back!
    Bought Little J another present he really really wanted for christmas but i took one thing back (well out of christmas pile) and put it by for his b day! Never would have done that before!:rolleyes:.
    One thing i really love about the Autumn/Winter is the food. Lovely homemade stews!! Cheap filling and tasty!
    Off now to sort out Little J'S costume for play!
    BTD:D
  • savingholmes
    savingholmes Posts: 29,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    small steps make a difference - so well done!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Well done on the move, even if it was only shortlived :) You have made me hungry now thinking about homemade stews. Think that is what I will put in the slow cooker for tea tomorrow.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Hi imd i am really thinking of getting a slow cooker:rolleyes:. Went out of the house today:j!!! Went to get the pringle offer in morrisons and i got the 7up also!
    I am really holding off party food as i dont know if it will get used and i think i would rather do turkey rolls pickle's and crisps for any visitors and mince pies?? I have spent all day cooking theese little party bits before and most of them just taste the same:confused:.
    What do you all think? I am having dinner at mil's christmas day and at Sisters christmas night, and boxing day i was thinking of doing a nice big stew???
    The shops are then back open and i have never seen empty shelves after christmas have you? Food for thought today!:rotfl:
    BTD:D:D
  • :D:DMum's been to iceland!! and tesco and morrison's!! Had the moet champayne offer in morrisons bought 6!!!!!:rolleyes: well at half price at £14.50 this will come in for valentines and b day;s in march also!! (Well if it lasts!!!):p.
    Got my party food in freezer from iceland! I love nibbily things!!!
    £175 in credit with gas so at least i know feb bill will be covered and not me having to up payments!!
    Had buzz agent toothpaste campaign which saved me money as i was going to buy it so £3.75 saved there and money off next one!!
    Having a pair of lovely black trousers altered for my night out so wont have to buy more!
    Haircut on sat just a dry cut £6.00 ish and i am going to do colour myself!!:D.
    Have £45 coming from saving thing in work so that will cover my night out and have change!!!
    Hope your all well
    BTD
  • Just wanted to say that i made sure that there was plenty of bubbly for all before i bought 6 (2 dif visits) dont want to appear greedy and grabbing!!!!
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