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Milanns mutterings on this last milestone.

14647495152109

Comments

  • Fantastic that you'll have DD home for the weekend, and if the weather stays like this you'll be able to be out watching the trains :D.
    Funny enough I found a pork joint in the freezer from christmas, which this lot had over easter - very yummy from all accounts and masses to go round. I wonder if it was from the same offer.
    Roll on your Cornwall break!

    Cbm
    Jan 08: Debt £15,211 :eek: Debt cleared April 30th 2010 :D
    Proud to have dealt with my debt! Currently building up savings.:T
    With enormous thanks to everyone on the forums and:money:
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Milann it refused to accept my password either - I had to reset. Okay again now tho
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That'll be lovely having your daughter over as I know how much you miss her.
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Wet back to the dentist this morning and had impressions taken of my teeth and another temporary crown put in - hope this lasts longer than the 2 days the last one lasted. Need to go back next Wednesday after the crown has been made properly - hope it fits better than this as it feels massive LOL. The painful part will be parting with the £149. I been to the dentist so often I can honestly say it doesn't make me too nervous.

    Roll on tomorrow - payday. I will do some number crunching and get back on course I hope but got an expensive month - dentist and car insurance to pay out of it. But everything is going in the right direction even if it isn't at the speed I'd have liked. But I'm not going to beat myself up about it - I have to live and have some treats out occasionally or else I know I'll blow the lot and end up at square one again.

    I lost 1/2 LB on Monday which I was quite pleased about because I didn't feel great with my throat so did no exercise at all and ate stodgy comfort food that was easy to slide down. I was having 3 spoonfuls of honey a day too. I'll cut that back to a spoon a day now as today is the 1st day I've been ableto have enough voice to read the group story at work.

    Pottered in the garden when I came home from work - sorted out some weeds and cleared the pots I had cabbage in over winter - we finished the cabbage at weekend it was pretty good but only leaves, it didn't form heads.

    DH is having a 'train open day' the weekend after next for members of the club he goes to - no idea how many will turn up :eek: - might be 2 might be 52 - guess who's chief butty and cake maker. Will trowel the OS pages to find some cheap tray bake recipes. I don't mind really just hope it doesn't rain.

    Milann
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,579 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on 1/2 lb off.
    I fear a gain tomorrow.
    Hope dentist goes ok~rather you than me.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Great news on weight loss and glad you are feeling better.
    Yuck to dentist bills and insurance
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds like an interesting weekend! Good luck with the baking and hope enough people turn up and that the weather is nice. All being well hoping to walk to work tomorrow.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Well done on the weight loss and good to hear you're feeling better.
    Have fun this weekend - I hope the weather cheers up for you.

    Cbm
    Jan 08: Debt £15,211 :eek: Debt cleared April 30th 2010 :D
    Proud to have dealt with my debt! Currently building up savings.:T
    With enormous thanks to everyone on the forums and:money:
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    DS is in kitchen being supervised by DD LOL making a paella for tea. It is so good having them back together. :) = 1 very happy mum LOL
    January spends - £587.58
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh, save us some paella....yum!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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