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Milanns mutterings on this last milestone.
Comments
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At the end of the day its about what is right for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great news and as Beanie says it's all about what suits you at the end of the day x0
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Fab news on the discharge. Good luck with the GP listening and understanding.
CbmJan 08: Debt £15,211 :eek: Debt cleared April 30th 2010
Proud to have dealt with my debt! Currently building up savings.:TWith enormous thanks to everyone on the forums and:money:0 -
Great news re the hospital discharge. I avoided primarni recently too altho it is still calling me for poss clothes and accessories for DDAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Been totally thrown today at work - kept thinking it was Monday as it was our 1st day back!! Pity it's not a 3 day week with 5 day pay every week.January spends - £587.580
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I normally work 3 days a week but have been totally thrown by working extra at the moment... funny how you get used to certain patterns and then get thrown by having extra work or extra weekend isn't it.
You're back to normal this week though!
CbmJan 08: Debt £15,211 :eek: Debt cleared April 30th 2010
Proud to have dealt with my debt! Currently building up savings.:TWith enormous thanks to everyone on the forums and:money:0 -
Hope everything is ok x0
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Everything is fine thanks Taxi - just been really busy.
I baked loads for dh's train day - I really quite enjoyed the entertaining and the get together and the SUN SHONE on and off all day and it didn't rain!!!! It was suggested the sun shines on the righteous - others suggested the devil looks after his own - not sure which to believe LOL. We had some lovely compliments so will certainly do it again. It cost a fair bit though - but nothing was wasted - all spare cakes are duly portioned and in freezer and we have been eating sandwiches from it for lunches since - just a few cheese ones left now which will be toasted tomorrow to finish them off. But we have had many lunches out at others garden days so it's swings and roundabouts I suppose.
My car insurance was due today so all in all it has been an expensive week.
It's 3 weeks until we go to Cornwall so will be doing a storecupboard challenge to empty the freezer before we go - then do a mega shop when we get home. Hope the weather picks up but not too soon as it will never last.
Off to do some catching up now.
MilannJanuary spends - £587.580 -
Glad it all went well for you.
Bet you're looking forward to your holiday..it'snot long now.0 -
Glad you had a good day.
Thought you worked in a school for some reason but you cant if u go on holiday in 3 weeks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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