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Milanns mutterings on this last milestone.

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Comments

  • beanielou
    beanielou Posts: 96,584 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds good to me :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aww glad that weekend with DD is going so well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Had a bit of a shock when I saw dd - I'd forgotten how much weight she had lost - although she has put a fair bit on she is still underweight and has very little energy - she is still having to watch how she carries things and what she lifts too. I think her main worry at the mo is her hair is dropping out in big handfuls - this happened to me after a few months after the surgery I had but no where near as bad as dd. She'd told me over the phone it had happened but I got a shock when I saw it. She says it is beginning to grow back with new baby hair and a few longer strands covering it - if she ties it up carefully and wears a broad band it looks passable but when she let it down I was shocked. It was quite sad to see as it was her crowning glory - but it should grow back again - I'm hoping so anyway!!

    I NEED London moving nearer to the North West so I can keep a closer eye on her LOL - I know she is a grown woman now but she has looked after me so many times I feel I should be there more often for her - just have to make the most of the time we do get together - could be a further away than London I know but it is frustrating!

    Paella was delish - although I pick out the mussels yuk yuk yuk.

    I enjoyed Avatar too - wasn't sure as I'm not a great fan of science fiction - bet it was good in 3d at flicks.

    Off to bed now.

    Night night

    Milann
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI sorry to hear about your DD's hair falling out. That happened to a friend's little girl and zinc supplements helped her... perhaps something she could try?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • I'm glad that the weekend is going well, DD is so-o lucky to have you to support her, especially with the medical matters.

    Cbm
    Jan 08: Debt £15,211 :eek: Debt cleared April 30th 2010 :D
    Proud to have dealt with my debt! Currently building up savings.:T
    With enormous thanks to everyone on the forums and:money:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Glad to hear that you have had a great time.Sorry to hear about DDs hair..poor love but at least it's growing back.
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yeah - dd will get there - trouble is she forgets just how poorly she was and the recovery isn't fast enough for her (or me - it's torture watching) but I have no doubt she will get there again in time :)

    Just settled down to watch the box and had laptop on my knee for a peaceful evening and some friends turned up - it was nice to see them really - I was just ready for a bit of switch off time IYKWIM - I'll have to watch I don't turn anti-social LOL. They have just gone and I'm off to beddy-bies now.

    Night all

    Milann
    January spends - £587.58
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Had a lovely day pottering in garden but NOT very MSE - crafts and gardening products are my downfalls - and I ended up buying some bedding plants from Morrisons and Homebase then we went to the garden centre for a bag of stones and I ended up spending another £26 on some solar powered fairly lights :eek:- now SURELY they can be classed as an essential - not :o. This rail day will have cost me a fortune by the time it comes around next week. I will have to try and re-coup spends elsewhere - not sure where yet but will do some number crunching.

    I knew I shouldn't have gone out because I was feeling a bit fed up after dd going back - a real comfort spend. It has made dh happy though because I'm taking an interest in his train set project - he is quite excited wondering if they'll work tonight since we didn't put them out till about 2pm - ah well - another one down to experience :(

    At least the dentist bill has been put off another month - dentist phoned on Friday and cancelled my appointment next Wednesday as technician won't have the crown ready by then - so next early morning appointment (work prefer us to do early morning if we have to have time out!!) - is 25th May which wont go through till after payday on 28th.

    Dh decided to make tea whilst I pottered - I'd suggested jackets and filling of some sort - he thought he's surprise me with home made cheese and onion pie and chips - at this rate I'll never fit into my new top on holiday :p It was rather good though - so I need to re-coup some calories too this week. I stayed the same last week again - 4lb lost in 3 weeks better than 4 on but not spectacular by any standards!!!

    We're off work tomorrow too - pity I'll be spending it at a gynae appointment :rotfl: - this gal sure knows how to spend her days off work :rotfl::rotfl::rotfl:

    Enjoy your Bank Holiday everyone.

    Milann
    January spends - £587.58
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am glad that you had a good weekend with the family.....and spending a bit of money on the garden as a pick me up at the end of it all sounds just perfect to me :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Was discharged today from hospital - has been a long time since I've not been under any department!!

    After discussion about pros and cons including the risk factors - I decided to keep on with the HRT - in my case there are more pros than cons at the mo. He said I might get some resistance from my GP and if I do get in touch with his secretary and he will re-instate me. I know it's not everyones answer to things but it's made a big difference to me. So I feel pretty positive with everything healthwise for the first time in a long time.

    I had planned going into Manchester for a mooch around Primarni after the appointment but after my spends at the garden centre yesterday decided I'd better stay at home!! I'd have bought something and had a coffee and passed a craft shop so I was a good girl and must have re-couped some of the spends pity about the crisps I scoffed whilst ironing................. but it was a NSD.

    Milann
    January spends - £587.58
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