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ISOM's life begins at 40 diary to freedom!
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i really hope it all goes well for you this time with your lodger. At least it's a good start that she likes Isoke.0
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Hope it works out for you.0
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Sure all will be fineI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So far so good! Understandable collapsing kitchen drawers have been annoying so will get those fixed urgently....I'm used to them but appreciate that its v annoying not to be able to open a drawer without whole lot collapsing - neighbor will fix asap but will cost me moola at 15ph....needs doing though and contract states that I have to fix broken things so needs must so he's popping in tom pm!
Other than that ok so far...had nice dinner with friends who sorted her compter out while I did food...plus hm apple pie went down well too! Its odd having someone here but I think we will be ok as, unlike previous encumbent, we have same values re recycling etc which I realised was important to me when I realised she didnt!
Church tomorrow but otherwise nowt lanned...want to finish my knitted bunny though!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
She will be spoiled with food ISOM, i am sure she is extremely grateful
Always nice to have someone with same values as yourself.
I would have fixed drawers for you if nearby, i like fixing things. Have a good day tomorrow.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
sorry to hear about the collapsing draws.
hope you enjoy church, we've trip to the laundrette planned to wash the fabric for my new sofa covers, and then to see my folks for a little while.
got a stew in the slow cooker and 'told' OH that we're having brunch before we go out, he suggested eating out..... ummmm ..... NO!0 -
well done lt! NSD for me again which is great as have a few under my belt and will now start logging them me thinks
Was given an asda voucher as a pressie today which was lovely and will do for a couple of weeks food shop. I need things like stamps and cat food so will use it for that. Have enough food in so hope it will last a while! Also just got first months rent so that will go in tomorrow!! Other than that not much to report...neighbor will fix drawers tomorrow night and my babysitting money should cover that. Wish you lived closer bob...not just for drawers!! I hate fixing things!! Feeling a bit fluey so will have a snooze this pm....awful nights sleep last night so feel shattered..had two awful nightmares and cat was playing with things...then alarm didnt go off but managed to get to turn urn on in time!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
I had a bad night as well last night ISOM, my knee was killing me- but perversly feels better today
Just a bit stiff.
Hope you feel a bit better soon and that is great news about the voucher, it all helps.x
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
certainy does bobaloo. Re the snowball DO I HAVE TO ENTER MINS (sorry to "shout" but noone answered last time
or does it to it automatically...am feeling frustrated again at not being able to tell goldfish to naff off...
Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Yes, as you can alter the amounts you pay- so if one month you had extra to pay off your highest APR debt,then that would alter your projected time to pay off debts. But otherwise leave the other minimums alone.
Edit to say that if you put the APR in correctly it should work out your minimums automatically.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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