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ISOM's life begins at 40 diary to freedom!

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  • Afternoon all...popped into town this am to take books back and see about getting a couple of tops but didnt like any enough to part with dosh! Other than that not much news...now news from W*** but chased things up today..to have it confirmed that theres no news. Feeling a bit wiped out but suspect thats the tabs as know they take a while to settle...Managed to take cheques in but have to get petrol. Lodger on Friday so nice cheque to pay in and am now deserate to pay off and close barclaycard goldfish because theyre a flipping nightmare. This week I had an email saying they reduced credit limit so I rang in principle and they apologised...only to get a letter from them today saying same thing. They may not be the most expensive but they will be first to go...the amount of stress they create is huge and I can do without it at the moment.
    Re snowball do I put i what I pay off each month or is min done automatically?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Cant remember re snowball.
    I need to revisit it myself.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sorry you are feeling down, you should have said. xx
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just wanted to come out of diary lurkdom to send you a big soppy Welsh cwtch (hug)
    ((((((((((((((In Search of Me)))))))))))))
    Hope you start to feel well soon:A
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • aww thanks pepys...I blame bob meself....she keeps thrashing me at scrabble :rotfl::rotfl::rotfl:

    Dont worry I'll be ok...just w*** situation dragging on and on...and on...and on...bound to get me down after almost 5 months!

    Anyway...on a cheery note I have cocked u Fergs pressie so its off to mum for finishing as 'm not sure where to sew up ad where not to lol!!

    Stuff in attic and will paint radiator tomorrow (forgot to turn it off and you cant paint it hot!) so tonight will be deciding what to knit first! Life of excitement me!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • aww thanks pepys...I blame bob meself....she keeps thrashing me at scrabble :rotfl::rotfl::rotfl:

    Dont worry I'll be ok...just w*** situation dragging on and on...and on...and on...bound to get me down after almost 5 months!

    Anyway...on a cheery note I have cocked u Fergs pressie so its off to mum for finishing as 'm not sure where to sew up ad where not to lol!!

    Stuff in attic and will paint radiator tomorrow (forgot to turn it off and you cant paint it hot!) so tonight will be deciding what to knit first! Life of excitement me!

    :eek: OOh missus- it was a close game last time! :o I am sure you will beat me then you can crow about it on here:D:p

    Of course i am up for challenges if anyone else wants a game:D:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    heavens i can't believe it's been going on for 5mths now.

    wishing you well for friday, it will be good for you and little kittie to have company sometimes (but not always IYKWIM)

    good luck with the knitting i should get cracking on some as i've two friends who are expecting in April and May and i like to knit little things for them.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Ahhh..hope the tablets kick in soon and that you get the issue resolved soon x
  • Thanks pepys...will get through it one way or another and am hugely thankful for lovely people supporting me...
    ND today...had to postpone lunch and knittig lesson due to snow...I gave some frieds a 2 nights babyitting voucher for Christmas and they got last min tickets for les mis so went to see that while I babysat munchkins! Its the first time on 3+ years that anyone other than m&d put kids to bed so felt honored that they trusted me to! All ok and all had t good time...3yr old was allowed to prace roud neked while I gave 1yr old bottle and then stories, bible and prayers...when asked for a thank you to the man upstairs...first thing she thanked for was my cat!! gorgeous!
    Wind down and now time for bed!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Another nsd today as in all day for lodger...who is now in and we will both adjust to sharing space with another being...and Isoke!! Made her nice lunch (carrot, lentil and ginger soup) and lemon chicken for tea with red wine...think we'll be ok but slightly worried that Isoke will "help" her as she does me so concerned she may break sommat...odd having to shut loo door etc!! Otherwise not much to report other than the ret will help with the emergency fund and hopefully teling barcaycard goldfish to naff off...despite my ohone call they sent me a letter saying credit limit reduced...dont care abot credit limit but do about their ever changing t&c!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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