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ISOM's life begins at 40 diary to freedom!

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  • Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Just to update...pay day today but alas still only able to pay mins which is frustrating. Have had awful cold which is now wending its way down to my chest so 2 days of not much! Lodgers ariel is crap so have had to get a second box from ntl which is more than a tad annoying - not to mention costly but the only other thing would have been to have proper ariel done which would cost over a hundred so this at least cheaper...phone in that room also problematic and ntl said they want 100 to fix it so have run a cable from the main box which works and unless I can get them to do it free it will remain as that! Drawers fixed and babysitting tomorrow (money) and Friday (Christmas present)...will nip into town tomorrow am to pay rent in, get wool with vouchers and some more drugs for nasty cold! Feel better today than yesterday but two nsd's in a row so cant be bad!!
    Bob does snowball update on same day each month? Would rather just enter what was paid each month (at the mo only mins) and have a realistic calc? Sorry to be dull!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • beanielou
    beanielou Posts: 95,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your cold goes soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ((((hugs)))) ref cold. Had one last week, felt rough for two days then it practically disappeared overnight so hope it does the same with you.
    :j
    May 2013 new beginnings:j
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hope the cold goes soon ISOM. The snowball runs from the 1st to the end of the month and changes as the month changes. I dont think that can be changed but I could be wrong.

    Hope lodger is settling in well and Isoke has accepted her! x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Lodger is training cat but suspect owner in need of assistance re training- she listens to her but just looks at me!! Wondered re snowball so will now have to wait with anticipation for 1st!! Very frustrating re having money in that could make a vast difference but will just have to "be still" and wait for the cunning master plan to be revealed!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    lol my cats are just the same, they just sit and look as if to say 'who are you kidding?'
    wouldn't be without them though.
  • well I now know that I cant be without one lol! Saw manu and Alfies mummy today and they are well and happy, plus much loved. "spoke" to dotty tonight bless her...must pop up to see them. Its all worked out well as there are now 3 happy cat mummies instead of just 1!!
    Mine went to vet today but not v happy about it lol!! Babysat this eve - in one hand and straight out for petrol but money I wouldnt have had!!
    Feeling frustrated as trying not to spend money but the boiler is now playing up and wont give hot water in the morning until the heating has reached its temp so plumber coming tomorrow and I suspect it will cost 300+ so there goes month 1 rent...
    anyway off to knit as none done yet!! hugs all...
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • beanielou
    beanielou Posts: 95,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well at le4ast the lodgers £££'s will help with the costs of boiler.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Feeling your boiler pain ISOM! We are on borrowed time with ours, it has lasted 18 months kind of working after the boiler man (official title!) said there was no hope for it! We can only have hot water at the moment when the heating is on full but its plodding on! xxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
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