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Carry on Questing

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  • Souk08
    Souk08 Posts: 3,240 Forumite
    I considered have a booze free Jan Lula but have decided against it. It's a carp enough month without any wine or cider to keep me entertained.
    'The road to a friends house is never long'
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Souk08 wrote: »
    I considered have a booze free Jan Lula but have decided against it. It's a carp enough month without any wine or cider to keep me entertained.


    Quite :T,

    I conquered my booze demon while still in my twenties so dont find it any hardship to go without for a while. There's far too much talk of giving up booze at this time of year, without you & I joining in ;)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Lula-Hula wrote: »
    Quite :T,

    I conquered my booze demon while still in my twenties so dont find it any hardship to go without for a while. There's far too much talk of giving up booze at this time of year, without you & I joining in ;)

    I'm not joining in either :rotfl::rotfl::rotfl:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Hi Lula,

    Belated Happy New Year :) I've joined in the NSD's again, fresh start and all that...15 for me too.

    Catch you later.

    Tea
    x
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Lula,

    Belated Happy New Year :) I've joined in the NSD's again, fresh start and all that...15 for me too.

    Catch you later.

    Tea
    x


    Hi Tea,

    good to hear from you :) , & that you're feeling fully refreshed & raring to go again. Thanks for popping in :A .Do I need to find your new diary or are you on the same one ?


    Ok,

    enough of the pleasantries & posting on other threads so I can avoid what needs to be said :whistle:.

    I have been lurking on molanole's thread abut how much peeps have paid off in the last year... I am utterly astounded by some of the amounts & in total awe at what has been achieved. I wanted to add mine in to help boost the balance, really I did, but was a bit embarassed at only having what I thought was about £100 to add ....

    Then I looked back at page 1 of my Big Pink Book which began on the 1st January 2009. My debt then was on 2 CCs & the total amount outstanding was £6,107. If you look at my sig you will clearly see that in a whole 12 months I have managed to reduce my CC debt by the pathetic amount of £ 657 :o:o:o.

    What the hell have I been doing for the last 12 months :confused:. I have been paying hundreds - literally - of pounds to them each month. Yes, I know there has been some quite heavy duty car expenditure, about £600 which would otherwise double the amount cleared, but still, I am utterly baffled. And ashamed. And seething. I have written a very stern note to myself, pointing out all my failings & reminding myself of various unnecessary purchases ( Ruby comes to mind) but really I am just wondering how on earth I can pay off the full £5450 in the next 12 months if I only managed a ninth of that last year :eek:.

    * many many swear words are in this space *


    Best get on with it then :rolleyes:

    Today's trip to Waitrose ended up costing £45 which included £9.61 on household items ( loo rolls & washing powder for the next 5 weeks) so as far as actual groceries are concerned I'm just over my weekly budget of £35 but I KNOW that we have everything we need for the week ahead. I even bought extra milk to put in the freezer. I did double up on special offer purchases eg teabags, buttery stuff, frubes for DDs lunches & as always opted for loose fruit & veg - 3 onions in a string bag for 99p ... I got 3 white & 3 red for 78p ;)

    I have done a rough meal plan for the week & as long as DD doesnt manage to persuade me otherwise then that's what I'll stick to.

    I feel really sick at how little I've cleared & now know that I am definitely needing to keep both jobs for the forseeable future :(

    *heads for the naughty corner*

    night night
    xx
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Lula

    Don't be hard on yourself :mad: Remember the 'having a life' and 'baby steps' mantras we live by

    And never forget - we are Fabulous :j:j
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I agree with Shoe Gal.... now get out of that naughty corner, it's not where you belong :naughty:

    Remember you've had to add to your debt this year so haven't paid off as much as you'd like but you've still done well. You're a single mother running a household on your own and although DD1 doesn't live there you still provide for her in ways.

    I hope your first day back goes ok tomorrow. Hopefully after a good nights kip you'll feel better about everything you wrote earlier too :A
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Lula-Hula wrote: »
    Hi Tea,

    good to hear from you :) , & that you're feeling fully refreshed & raring to go again. Thanks for popping in :A .Do I need to find your new diary or are you on the same one ?

    Hi Lula, I lost my old diary somewhere along the line so have started a new one but have marked it 'part 2'.

    I totally agree with Shoe_gal and Bowski, you are doing well so don't beat yourself up about it.

    Catch you later,

    Tea
    x
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Lula I'm on to 'shout' at you too. You do the mummy bit, and work and provide for everyone and keep a house and everything on your own.

    Now get out of the naughty corner and maybe have a dance with Gordon X
    'The road to a friends house is never long'
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope your first day back in the real world has gone ok. My DD starts school tomorrow so a nice early start for us, We'll have to get dressed and everything :eek:
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
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