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Carry on Questing
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Hello,
it's been a while as I've had nothing to report & didnt want to repeat all the whingeing & ranting I've been doing over on SAID.
Have had issues with family, issues with wages, issues with work, nothing but dam issues & frankly have even bored myself with my moaning.
Never mind, wages have ( eventually & after some hassle) been paid so debt busting has resumed. I have to confess that CC3 has been in usebut it has now resumed it's previous blance of £1,000. CC2 has remained stagnant at £2,000 & CC1 has been paid £50 to day so the total now outstanding is £5,580. Clearly this is a few hundred short of my target & had the parental promise re the car been fulfilled :rolleyes: then I would have reached my target of being under £5,000 by the end of the year.
It's not over yet but the latest family drama predicts that I am almost certainly going to end up with more debt.
I have achieved my NSDs target for November & according to my receipts & statements my total expenditure was £958. That does include the car costs & all shopping but no bills or rent.
No doubt December expenditure will be higher, but as long as it's not on the CCs & all rent, bills & funds are paid then I dont care0 -
Hey Lula... well done on the NSD's :T:T I didn't manage one, well I don't think I did, I kind of lost interest after about 10 spend days :rolleyes:
I think December is really hard for everyone and at least you're going into it your eyes open, you're aware it's going to be a hard month. I agree about all bills and funds being paid... That's the way I'm looking at things too.
:j to you finally got your wages....:mad: to it being a load of hassle for you though.
Sorry to hear about you family troubles, I hope it gets better soon :AInitial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
Hello,
Bowski thanks for your encouragement :A I really need to learn to let family stuff go over my head, people arent going to change & I'm not going to make myself ill again by stressing so they can just F*** Off because I am FABULOUS
Love your NSD sig by the way :rotfl:
I started brilliantly by having 2 NSDs in a row. This Work Job malarkey is a great way of not spending money during the day. Well, it was until today :rolleyes:. School christmas fair today & I really cant bear them, hot stuffy, screaming kids & pressure to buy stuff I dont wantSaved by DDs Bessfriends wonderful mum . She offered to have DD for tea after school & take her to the fair & bring her home after so that I could go christmas shopping :T. I hit town about 3.50 & almost slipped into buying a gorgeous bag but reason & sense kicked in & I held back
. I now have almost everything for DD apart from a few stocking bits & stuff that will be delivered or is reserved for collection later
It's a relief as I was getting a bit panicky with only 2 more days to shop without DD in tow.
I havent even totted up my present budget yet as I just paid for everything on my debit card. I do know that today I spent the best part of £200 :eek:. An irksome £75 of this was in Tatco, but £20 was on drrrrrink & I now have enough cleaning, washing, toiletries etc stuff to last until the new year. There were many bargainous itmes & bogofs too so we're well stocked for while, I might even manage not to go to Tatco again until next year ( apart from fuel) :j
I also returned the clothes I bought last week so dont have to declare them as they were merely transient purchases. i have about £10 left to spend & have been thinking very carefully how to spend it. If I decide to go to the christmas do then I already have a dress to wear, & leggings & boots but could do with a black dressy type cardigan or shrug type thing, so my challenge is to find one for about £10 :think:. Or I could try to borrow one & with the money I save, get something else
DD is off school tomorrow ( inset day :rolleyes:) & I have warned her that I may well not get up in the morning, at all.
My online christmas shopping should have earned me about £10 through quidco & I still have £20 of amazon e vouchers to spend thanks to surveys.
I topped up the funds today & am pleased to report that I now have £70 in the Car Tax fund, £120 In the Gas & Electricity fund, £45 in DDs clubs & hobbies fund & £ 25 in the clothes fund ( hers, not mine)
So tired now, might have to have another G&T to sustain me while I wander around the diaries0 -
You're doing so well, Lula. Glad you've managed to get the presents sorted. :j for DD's bessfriends Mum.
Loving the 'transient purchases' :rotfl: I make quite a few of those myself. Why is it only when I get home that *some* sense resumes??
I have to say the bag sounds lovely. I'm with you on the silver fixings, much prefer them to gold/brassy looking ones...hard to find now thoughMaybe see how you go and get it in a few weeks if you still love it?
GwenxThough no one can go back and make a brand new start, anyone can start from now and make a brand new ending0 -
I have to say the bag sounds lovely. I'm with you on the silver fixings, much prefer them to gold/brassy looking ones...hard to find now though
Maybe see how you go and get it in a few weeks if you still love it?
Gwenx
Hmmm, that was my plan, great minds ehSo true about the scarceity (sp?) of silver fixings, that's why I had to grab Ruby the Red when she appeared. ( Yes, I am a graduate of the sarahb school of justification)
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I think you should get it:o, I too only wear silver jewellery and the bag sounds lovely and you deserve a treat for wearing yourself out doing two jobs at the same time, if you can't treat yourself as a reward for getting a new job then when can you?
If it looks like it will wear well then you should get it and see it as an investment:D
Pay/save £20k in 2010 £5888.75/£20,000June Mini target 0/5lbs Total 23/40Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j0 -
I think you should get it:o, I too only wear silver jewellery and the bag sounds lovely and you deserve a treat for wearing yourself out doing two jobs at the same time, if you can't treat yourself as a reward for getting a new job then when can you?
If it looks like it will wear well then you should get it and see it as an investment:D
Thanks sarah :iloveyou:
I dont have an opportunity to go shopping alone again until next friday - no way will I get a bag for that price past DD without is costing me more in hush bribery. If it's still there next friday & I still love it then I might have to show it the way homeI guess the fab brown suede boots for £120 in Faith is pushing the reward a bit too far ...
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Hi Lula,
Thanks for the post on my diary
I agree with Sarah, go on and treat yourself for a change.
Well done on the Christmas shopping what a great mum DD's bestfriend has, hope you enjoyed the sanity lol.
Catch you later.
Tea
xx0 -
Better late than never :rolleyes: - I think you should get the bag tooSometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0
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Oh hurrah for Lula, am so glad I'm not the only one who does the 'transient purchases'/ bulimic shopping thing :j. I also do the 'grab it and carry round shop then see if I can put it down again' thing, it's sort of like feeling I've bought it and if I find I can happily leave it then I probably didn't really want it. BUT if you're still thinking about it a week later then you DO want it, and if you want it that much then you'll get loads of use and pleasure out of it therefore should buy it.
See, now you're outvoted!
Can we start a pressure group for silver fixings? (another silver girl here).
Re. dressy black cardi/ shrug thing, H&M have/ had a very pretty, delicate crochet wrap in black or cream for £6.99 - it looks a lot more expensive and feels lovely. (I bought the black for a friend and the cream for myself but I think I might have to get the black one as well after all.)
Hope today's been good
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0
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