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Project Budget starts here - clear the debt and save for second childhood

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Comments

  • rupe34
    rupe34 Posts: 1,022 Forumite
    Hey all - am feeling a bit crud'licious this evening. So tired and not with it. OH & I are going out for a few hours (even have a babysitter) - and have been really looking forward to it - but I could happily got to bed now and stay there.:rolleyes: This always happens when we have something planned.

    Anyway - not a lot to report. Have done a bit of unbudgetted spending these last couple of weeks - some stuff for the house which was in dire need of replacing. Not too bad - but I've got to get my saving head on - and its not. In fact - not entirely sure where I put it...;)

    OH is brilliant though. Totally on board with the whole thing, and says that he can work his day off every other week to earn a bit more money. He does such long hours anyway - and really unsocial - this is a major offer from him. Just sometimes he does something very fab!:love:

    Not that often :rotfl:
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • rupe34
    rupe34 Posts: 1,022 Forumite
    Did take junior rugrat to a Christmas party at the local church this avo. It was a real old-style kids party - and it was lovely! Games, party tea - and a visit from father Christmas - complete with sack of names presents - which we did not have to pay for - the church funded everything. Junior rugrat had a FAB time - loved it - and it was a really nice way to spend a couple of hours - and I REALLY don't like kids parties! :rotfl:
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a good evening Rupe and great news about the interview :T It'll be here before you know it - it's all falling into place!
  • rupe34
    rupe34 Posts: 1,022 Forumite
    Evening all - just checking in on my own diary:rotfl:

    Yesterday I bought a LOVELY wool sweater dress thing, with leggings to go underneath it. Its SOOO warm - and smart enough to wear for my staff Christmas lunch.

    Unfortunately I am now unwell - and may not even make it to my staff Christmas lunch:rotfl:It can now be added to the new party dress I brought in anticipation of an event which I have now decided not to go to.:rolleyes:

    So I have spent over £100 in a month, on things I don't need! Admittedly, I love both things and will wear them over the next few years - but am a bit annoyed with myself.

    BTW I still have not got to grips with Ebay - so I won't be selling them on there any time soon:D
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry to hear you feel carp too.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • rupe34
    rupe34 Posts: 1,022 Forumite
    thanks moo - I am way wussier than you - managed 5 minutes is work today - was told I looked green and should go home - so I scarpered as fast as my (v wobbly) legs would carry me.
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • rupe34
    rupe34 Posts: 1,022 Forumite
    Have jsut come back from my work Christmas lunch (had too much work to do today to stay home - so deffo deserved my lunch!) and am absolutely stuffed. It was delicious though. Will have to make an unscheduled visit tot the gymn though - the plan was to be controlled eating-wise til Christmas Eve - then have what I wanted for 3 days. (damage limitation) - things haven't gone to plan!!!
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • Hi Rupe - just checking in after some time away from MSE (just busy, no major financial foul ups.....well, you know...). Fingers crossed for your i/v. Don't know if you know, but am leaving work next week. My own personal leap into the unknown! Must be mad actually, in fact bonkers, as have decent salary, flexibility etc - but have thrown all away in favour of redundancy! However, just kept thinking, if not now, when? Soemtimes, you've gotta be bold, which is I guess where you're coming from.....

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • rupe34
    rupe34 Posts: 1,022 Forumite
    :T:TMrs R - I knew it was on the cards - good for you. I think you are absolutely right - sometimes you *know* you just have to take the plunge.

    Am off work AGAIN:rolleyes: - its at the point where i am starting to feel guilty getting paid. Normally i work too many hours and get a bit cross about it - but these last couple of months, between me and the children i have needed so many sick days/carer days (although when its the kids i do go and make the hours back up).

    Also am wavering a little about giving up work completely in Sept. Will explain more when my hand is working properly again - typing with just my left hand is slow and hard work;))
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • rupe34
    rupe34 Posts: 1,022 Forumite
    Ow ow ow

    Right - little sympathy bid done:D

    Ooh its freezing and white and VERY icy here. Walked the 3 minutes up the road to a friend's house today - it took me and the male rugrats about 15 minutes. I was paranoid about slipping over onto my hand - and they were throwing snowballs at each other;)

    But we have made the most of the schools being shut and me having to be off work anyway - has been a lovely day.

    Feel v Christmassy though - which means Christmas pud and flapjack have been liberally consumed:rolleyes: - now I am going to see if my winter coat still fits - it is long overdue to be brought out of retirement...
    Onward and upward - with the odd step to the side

    November GC £255/£300
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