The September 2009 Bankruptcy & DRO club!

r_platt

:eek::rolleyes::cool:

r_platt wrote: »

thank you for that i was expecting i would get the third degree with them and put in chains

r_platt

yes with the cccs the advised me to go bankrupt :cool::eek::rolleyes:

nervousmother

As long as you have taken the right advice, you would be surprised how many dont, the judge will ask you (or assistant as in most cases no one even sees the judge i had visions of him sat in womens underwear behind a desk!) if you have taken proffessional advice.
But your on the road now and I wish you all the best, if you need any advice with your SOA just post

spikeisbroke_2

hi everyone,

ive been bankrupt since monday the 14th and can now breathe. have an appointment on 24th to see the or and go through all the forms and info.

DON79

r_platt wrote: »

going bankrupt on 8th october feel like criminal just want to know what to expect and do you think i will feel better because i feel sick at this moment would like some sort of reasurence my name is roger

Hi Roger and welcome, you are not alone here and once you have spent a little while amongst the good company on this board, you will start to feel better and more reassured.

Donna

DON79

spikeisbroke wrote: »

hi everyone,

ive been bankrupt since monday the 14th and can now breathe. have an appointment on 24th to see the or and go through all the forms and info.

Hi spikeisbroke, welcome to the club! congrats on your BR and best wishes for your OR interview on the 24th.

Donna

J-9

Well the examiner phoned on Friday morning, it wasn't nearly as bad as I'd been expecting.

We've got a 17 year old caravan and yes, they're taking it but hey, it was to be expected...............think my car's ok as it was bought by my father in law and I'm just the registered keeper.

He didn't even go into my SOA..??

Also he told me that it wouldn't go in the local paper as they 'don't do that anymore'. So as it stands now I have to email photos of the caravan over to him and they'll sort it out from there.

Fingers crossed and hopefully that's that!:D

DON79

hi J-9, do you know how much the caravan is worth? as it may be worth more to the OR if you make an offer to buy the caravan back to save them all the hassle of having to take it and sell it. Thats if you would still like to keep it??

it's good its not in the paper anymore, hopefully thats it all sorted out now.

Donna

J-9

Hi Donna,

Yes, we'd love to keep it!! Thing is although it's pretty old, it's in great condition......by the book I think it's possibly worth a little over a grand.

The examiner said that the agents would assess it and if it's 'sell-able' they'll take it and if not a 'third party' could make an offer and if not they'll 'dispose' of it!! It is likely that they'll sell it. Damn it!!:mad:

But I'm not too upset really, I expected it................and ultimately there is always some sort of price to pay. If it's only the caravan then fair enough.

My hubby is more miffed that they're taking his wreck of a bike, which is off the road, no MOT and needs hundreds of pounds spending on it. As it stands it's worth nothing but scrap..........they're going to 'dispose' of it. We're trying to get that back for him, cos it's worth nothing to anyone but him............

J x

sams247

J-9 wrote: »

Also he told me that it wouldn't go in the local paper as they 'don't do that anymore'.

Ooh, that would be interesting, I have been waiting for an outraged call from my parents but if it truly doesn't go into the local paper then maybe that call will never come........