The September 2009 Bankruptcy & DRO club!

VikkiDoll

Well I've never posted on a forum before so here goes. I was made B/R on 9th Sept, but I've got a couple of questions.

I am about to send (was going to be today but not now!) my letter to claim back bank charges for an account that was included in my B/R. I received a statement from the bank today telling me how much I'm still overdrawn, like I'm gonna forget!!

Question 1: Can I still make a claim (I'm in Scotland)
Question 2: If I can make a claim and I'm lucky and get payment made out eventually, if they pay it ito my account they get their own money back, can I request a cheque?

I don't bank with them anymore but can't close the a/c as there is a debt.

Please help, I'm making myself really confused now!!!

CJOR

If I were you VikkiDoll I would start a new thread on the main BR board - not everyone reads this one (I don't think!! lol)

VikkiDoll

ok thanks I'll give that a go too!!

CJOR

good good - forgot to say I am very inexperienced there are far far better lovely knowledgeble people on here and if i didn't offer any advice it means I don't know the answer and i'm not ignoring you!

sams247

DON79 wrote: »

Hi just to say you can now tell them that you are BR and give them the date, court number and name of court, then tell them to check the insolvency register for further details including your OR contact details.

It will slowly sink in that you no longer have to be dreading payday and the money disappearing as fast as it appeared.

Donna

Thank you, appreciate it, that helps.

Got my OR interview booked and time off work booked to make the call in private, so all I have to do now is get through that and see what OR has to say. Bit nervous but hope all is ok

CJOR

Phew.... it's over at least for the time being!

Details of my BR appointment is on the main board - didn't want to repeat myself too many times!! lol

Sams - hope or interview goes well !!

Just waiting for the call now probably be Monday as it's now Friday!!

DON79

:T:T:T congratulations CJOR! :T:T:T

:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D

Sams, hope your OR interview goes well.

CJOR

Thanks Donna - especially for the lovely BIG green grin!! x

DON79

CJOR wrote: »

Thanks Donna - especially for the lovely BIG green grin!! x

I can't look at it for too long though! am sure my eyes start spinning around to match lol! :rotfl:

r_platt

im scarred witless about whats going two happen two me