The 15k Paper Hat - It could be YOU!!!!!

tirlittan

Wow Snow White, that kind of means you're debt free!You gonna pay off the debt when the 0% runs out then?

tirlittan

Snow_White wrote: »

Hey starnac, great news on the overdraft :beer:. Payday today for me too. I'm making the most of it as I don't have many left.... have taken inspiration from PAID and resigned. :eek: But I have a plan, so it's all good.

Hi CMD! Que tal?

Wow, everyone throwing their jobs away, wish I could do that!

So what's your plan Snow White? Please tell us, could do with some inspiration.

clearmydebts

starnac wrote: »

That sounds reasonable to me. As long as you can actually do the work at home in the evenings and can manage on a 3 day wage then that sounds like a really good option. Babies also seem to settle better with childcare when they are younger. We had a childminder for Seren one day a week from about 6 months to give me a bit of a break (I had PND) and she loved it. We've now put her in nursery 3 afternoons a week and we've had no problems at all with her (even though it's over 12months since she stopped going to the childminder) while a lot of children her age can suffer from seperation anxiety after being with the mother for so long.

Hi Starnac,

Am glad it sounds sensible and reasonable. If I do 2 long days I am only anticipating that I would need to do 3-4 hours spread over the rest of the evenings.

clearmydebts

starnac wrote: »

morning all (just)

well it's officially the last working day of the month making it pay day :j pay has gone in my bank (oh the joys of working nights) and i have paid off £465.96 finally clearing my overdraft. :T i am so pleased. that's the last of our overdrafts now so we can now start saving for both our house deposit and a f&f to the car loan. off to update my signature. bye for now

Well done Starnac!

Is that you debt free now? If so you should put yourself up on the debt free roll of honour!

clearmydebts

Snow_White wrote: »

Ooh, and for the first time since I was 19 I have a positive net worth! So I now have more in savings than in debt. All the debt is at 0% until next September.

Doing a car boot at the weekend (my first). I'm a bit nervous, am trying to channel the inner Del Boy but feeling more like Rodney. There'll be 3 of us though.

Yay - well done on being debt free

And double well done on resigning from a job you don't like. What are you going to do? Sounds like you are going to do something that you love. Exciting times ahead for you!

clearmydebts

Pay day and my sig is updated. Have now included a plan for baby savings as well

CAFCGirl

awww yay for baby savings.....

maybe i should start mine

clearmydebts

CAFCGirl wrote: »

awww yay for baby savings.....

maybe i should start mine

Not a bad idea! Lol!!! :rolleyes:

CAFCGirl

got £50 so far from dooyoo

tirlittan

Always better the earlier you start!