📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 15k Paper Hat - It could be YOU!!!!!

18586889091190

Comments

  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 October 2009 at 10:20PM
    Hi all

    CMD - glad you are enjoying the new flat

    CAFCgirl - good luck with the applications

    PAID how is the new job going?

    My job seems to be going quite well so far - it takes me about 75 mins each way but I am coping okay at the mo. Kids are at MILs so quiet and restful at home!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi all

    CMD - glad you are enjoying the new flat

    CAFCgirl - good luck with the applications

    PAID how is the new job going?

    My job seems to be going quite well so far - it takes me about 75 mins each way but I am coping okay at the mo. Kids are at MILs so quite and restful at home!

    Glad the job is going well SavingH!

    Well another £300 paid off my debts as OH's expenses have come through. We need to claim his relocation money as well, although that will go straight back into a small savings buffer we have, and won't impact on any debts. Need to nag him to send away for the wages from the part time job he had. Also need to nag him to sort out his back tax. He is a nightmare to try to get to do anything :mad:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done cmd! I'm paying an extra £200 Monday as one of my cards has tripled its rate
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • well done cmd! I'm paying an extra £200 Monday as one of my cards has tripled its rate

    Good for you :)

    I have my Virgin @ 0% until June 2010 but have £2900 on it so need to get rid of that amount before then.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    no payments for me til friday (pay day) but i should have my o/d paid off by then. i have been working hard so we'll see how it looks on friday.

    feeling a bit pants today. got a headache, sore throat and am achey. hope i'm not coming down with anything
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi starnac - if you add a temperature to the mix you could have swine flu so keep an eye on it! I've had a sore throat this week but took nurofen straightaway and went to work anyway. OH just used lemsip for the first day and came home ill -once he started using nurofen he found it made a difference too so he in theory is going back to work today!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hope your feeling okay today Starnac :)

    OH's payslip came today. I was so excited as he hasn't been paid (properly) in 2 years! Not sure if it will make too much dent in my listed debts on here as I have a store card to pay off, then money towards the rent, and then savings towards the baby. I applied for an ISA for OH today and when he can root out my file box (from the junk in the spare room) I will apply for one myself.

    I am hoping that when the baby comes along we won't have to dip into our savings too much, although it is nice to have a buffer so I don't have to worry while on Maternity leave.

    How is everyone else today?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I'm unhappy and bored today. :( Not trying to bring anyone down, but just feeling bit bleugh.

    Supposed to go and see a film tonight with bf if we can find one that we want to see. Hopefully that'll improve my mood.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yay for cinema Tirl'.... we saw couples retreat which was quite amusing and didnt take much thinking.
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    I'm unhappy and bored today. :( Not trying to bring anyone down, but just feeling bit bleugh.

    Supposed to go and see a film tonight with bf if we can find one that we want to see. Hopefully that'll improve my mood.

    Aw - anything we can help you with?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.