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The 15k Paper Hat - It could be YOU!!!!!
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ok maybe i was a bit off the mark LOL June baby :rotfl:
Am doing slightly better, food is staying down but i still feel so sick all the time. am hoping it starts to wear off soon:o
:T congratulations. i know how much this means to you. fingers crossed for you. how far are you now then??Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
clearmydebts wrote: »Well done Starnac!
Is that you debt free now? If so you should put yourself up on the debt free roll of honour!
no not quite. got the car loan to pay off first but it feels like i'm nearly there now we have a bit of spare cash out of my pay now. although it's all going to savings it feels a lot more positive than to have to put it towards the o/d's. we're hoping if we can get a bit of a chunk of money saved we can offer the car loan less than what we owe rather than throwing spare money at it now and ending up paying it all off when we could have had a bit knocked off for a lump sum. that's the plan anywayGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
no not quite. got the car loan to pay off first but it feels like i'm nearly there now we have a bit of spare cash out of my pay now. although it's all going to savings it feels a lot more positive than to have to put it towards the o/d's. we're hoping if we can get a bit of a chunk of money saved we can offer the car loan less than what we owe rather than throwing spare money at it now and ending up paying it all off when we could have had a bit knocked off for a lump sum. that's the plan anyway
Good for you, the plans all sound realisticTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Congratulations CAFCGirl! Hoping all goes well for you. x
starnac - sounds like you've got it all sorted.
Well the car boot sale only netted me 20 pounds today, but that's better than nothing, and it was really enjoyable in the end! We had such a laugh and I got rid of some stuff I would have just thrown out otherwise. :j0 -
well snow white sounds like you are doing fab
cmd well done on the other payment
starnac sounds like you are doing really wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
savingholmes wrote: »
starnac sounds like you are doing really well
i feel so much better now my o/d has gone. it feels like i'm actually getting somewhere.
how's everyone else doing??
snow white -well done on the car boot. £20 is better than nothing.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
You're doing really well starnac.
I had a nice weekend. Went to the beach on Saturday and then out with my bf and his friend. Came back home about 4am, not been out like that for awhile. Sunday was bit of a wasted day though, but chilling out is good as well.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
morning all. how are we all on this very wet tuesday morning? we've been up most of the night with DD again. she's got a cough and is feeling very sorry for herself. although last night she woke up crying and when we asked her what was wrong she said her hand hurt so we think she may have had pins and needles. is it wrong for me to want her to be able to talk a bit more so she can tell exactly what's wrong instead of us having to guess?
i'll have a bit of peace and quiet later though as DH is in work and DD is off to nursery this afternoon so 2 1/2 hours of quiet. wow!! i've got a big list of things to do though. no rest for the wicked.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Hope DD feels better soon
Tirl - are you feeling better about life again. You sounded down last week?
I'm okay. Nothing much to report at the mo as still surviving on savings until end Nov when should get first pay cheque. Have paid all the usual payments but being charged a bit of interest at the mo so not sure of new figures... Will post soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I'm ok thanks SH. It seems to be up and down at the moment with me. Work has been extremely boring and my motivation is pretty low. I find it difficult when you can't actually do much to help your situation. 10 days to pay day and I have £9.20 left for food. I do have some extra money so I won't go on my od, but don't really want to use the extra money...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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