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The 15k Paper Hat - It could be YOU!!!!!
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well only got 6 monthsWealth is not measured by currency0
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clearmydebts wrote: »Yay - well done on being debt free
And double well done on resigning from a job you don't like. What are you going to do? Sounds like you are going to do something that you love. Exciting times ahead for you!
Aw, thanks.
My plan is to 1) get healthy i.e. recover from work-related illness 2) start freelancing/do some temping, job market willing 3) go to Spain for a bit 4) go back home and do an MA. The details are still a bit sketchy though. The main thing is that OH is 100% behind it.
tirlittan - it's tempting to pay the remaining debt off in Sept, but I don't have to as the repayment schedule is quite lax (it's a British student loan, hence 0% until Sept) and it might still work out a better investment to keep the equivalent amount in savings/invest it in doing an MA. I'm really lucky that I took my loan out when I did. We used to complain about the costs but students nowadays pay 3 times what we did for the same degree.0 -
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Snow_White wrote: »Ooh, and for the first time since I was 19 I have a positive net worth! So I now have more in savings than in debt. All the debt is at 0% until next September.
Doing a car boot at the weekend (my first). I'm a bit nervous, am trying to channel the inner Del Boy but feeling more like Rodney. There'll be 3 of us though.
Be careful as you get stuff out the car people sniff round! I put my stuff on a paste table which collapsed leaving me a bit snookered - came away with £40 better than nothing! Good luckawww yay for baby savings.....
maybe i should start minewell only got 6 months
Hope you are okay!
Tirl - hang in there we all have rough days
Starnac - sounds like you are doing amazing - well done :TAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Snow_White wrote: »Ooh, and for the first time since I was 19 I have a positive net worth! So I now have more in savings than in debt. All the debt is at 0% until next September.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
savingholmes wrote: »Be careful as you get stuff out the car people sniff round! I put my stuff on a paste table which collapsed leaving me a bit snookered - came away with £40 better than nothing! Good luck
What's everyone else up to this beautiful weekend?0 -
savingholmes wrote: »Snow white lovely to see you back - and hope the resignation turns out to be the right decision!
Be careful as you get stuff out the car people sniff round! I put my stuff on a paste table which collapsed leaving me a bit snookered - came away with £40 better than nothing! Good luck
So congrats in order and nausea all good then? April? :j Or am I completely off the mark? :eek:
Hope you are okay!
Tirl - hang in there we all have rough days
Starnac - sounds like you are doing amazing - well done :T
ok maybe i was a bit off the mark LOL June baby :rotfl:
Am doing slightly better, food is staying down but i still feel so sick all the time. am hoping it starts to wear off soon:oWealth is not measured by currency0 -
ok maybe i was a bit off the mark LOL June baby :rotfl:
Am doing slightly better, food is staying down but i still feel so sick all the time. am hoping it starts to wear off soon:o
I hope it wears off for you soon too. For me it didn't wear off til 17 weeks!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
ok maybe i was a bit off the mark LOL June baby :rotfl:
Am doing slightly better, food is staying down but i still feel so sick all the time. am hoping it starts to wear off soon:o
Being sick a lot is a good sign tho that the baby is well implanted - or that is what I was told! I needed to be told that as I was sick for 24 weeks with DS and 14 with DD. With DS I couldn't even go into Asda without throwing up as they pump the smell of baking around the shop!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Another £50 paid off the credit cardTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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