The 15k Paper Hat - It could be YOU!!!!!

tirlittan

Hiya all!

Finishing work at 3 today, so I won't lose any of my flexi time. Will go for a run before theh party and hopefully put some BINs on ebay. Need to post one amazon sale as well. Cold and foggy here in Cardiff.

Tomorrow I'll be fetching my car and a friend has tickets to a local bands gig up in Herefordshire. Will be a late night as I have to come back home tomorrow night as an early morning and a match in Poole.

too_much_debt

Hi

Definitely want to start saving some money but have 7 credit cards and no spare cash after paying just over the minimum payments and buying food and any other essentials myself and the kids might need.

One piece of good news, I just won £9.00 on the Euromillions, not a fortune but will use £4 of it for next week and pay the other £5 off a credit card (every bit helps).

TMD

savingholmes

pleased you had win

Enjoy the gig Tirl

Well xmas tree now up, lights up over the fire, pine banch effect up the stairs, nativity scene up, lights up in the window - starting to look xmassy

DS trying to put up some lights outside - fun the watch LOL

I still have loads of tidying up to do! Sat here eating lemon cake and drinking coffee instead

CAFCGirl

awwww saving thats sweet you have a nativity. most people dont these days...
hope ur cake was nice...

i had a lush ausage roll for my lunch and dh has tragically (for him) left a bag of open pick & mix in the bedroom....

nom nom nom xx

too_much_debt

Oohh I used to love the Pick and Mix from Woolworths, what are your favourites? I used to like the chocolate strawberry coconuts, the jelly beans, American Hardgums and shrimps and bananas.

CAFCGirl

foam mushrooms......
didnt have any shrimps, highly upsetting...

I was making "suggestions" to DH about what to put in there, the wee so and so has put choc covered peanuts in there too, which i told him not to because im allergic and wanted choc covered raisins and i cant tell them apart so im annoyed LOL

OH well I shall have to eat all the sour fizzy bottles and strawberry bon bons instead, and just leave him a bag of little poo's

HAHAHAHAHAHAHAAHA Hell hath no fury like a pregnant woman with no choccie covered raisins

tirlittan

Morning all!

Got my car back! And the gig was great. Two late nights on the row though. Friday got back home at 3am, on Saturday at 2am. And on Sunday morning I was up at 7am to go to Poole. So quite tired today though went to bed at half 10 last night...

£39 cheque received for my mobile phone, so have reached the extra s.loan target!!! I've already used £75 off that to pay extra off CC. Tomorrow is pay day and then I have the last £360 for s.loan so have managed both of my targets and very happy with that.

Have managed to sell few books/cd's/dvd on amazon again, and there should be another 20ish pounds coming in on 23rd and I've decided all amazon money should go towards the CC. Have not had time to put things on ebay but must do it before Xmas.

Hope all are well!

too_much_debt

My mum and dad live in Poole.

Glad you got your car back and enjoyed the gig.

Well done on reaching the loan target. I really must focus on the debt busting after Xmas.

TMD

tirlittan

Thanks TMD. At the start, I really didn't think I could do the extra £224, but somehow it's come together. My motivation for next year is to pay s.loan off and as much off CC as I can. I could be Debt Free in 22 months! Which does still seem like a hell of a long time, but is closest it's ever been before and actually seems possible!

too_much_debt

I really need to start throwing money at my debts, Xmas hasn't helped but once the New Year starts every spare penny is being paid off my debts.