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The 15k Paper Hat - It could be YOU!!!!!

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  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i think ive found my saviour....

    strawberry frijj milkshake.... practically just drank a whole bottle whole, and feel a hell of a lot better for it now, just hoping it stays where it should....
    Wealth is not measured by currency
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!

    1200 is madness isn't it? It must be terrible to be in a situation whereby you can only afford the minimum payments

    Going from £25 up to £40 takes it from 1200 months to 339, quite amazing actually.


    CAFC - glad you've found something you can 'eat', hope it stays down.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Going from £25 up to £40 takes it from 1200 months to 339, quite amazing actually.


    CAFC - glad you've found something you can 'eat', hope it stays down.

    Wow - that is amazing?

    Ditto with the food CAFC
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well, I know I said I was going to pay less of my debts so I could have a bit of a life as well, but I think I'll keep my payments to £400 a month and just see how I'll manage with the rest.

    Just updated my snowball and DFD has come down and will obviously improve more when I get s.loan payment off middle of this month. That update might have to wait till early next year though.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks all

    i really wanted salt and vinegar discos but they didnt have any..... GAH!
    Wealth is not measured by currency
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well,well...My ex just rang (the one who's been helping to sort out my car). He said he'd cough up rest of the money (or do some work for the garage guys) for my car, and I'd get it back on road for £350 (told him that was max I could spend) which is managable. Still need to find money for tax,but will only do 6months now and I'll find it from somewhere.

    My first thought was though, I can't accept this. But I'm not proud enough to not accept it, as the garage said it's still in very good nick and they would've bought it off me and done it up to sell. So there you go, I will have my car back.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Called the customer support on littlewoods bingo site and realised why I can't withdraw atm. My card's changed and it's not updated, so they're sorting it out now. They have to send me an email, and then I have to call them again to change my card details, what a pain. Hope they're quick about it, would like it to count towards this months £10 a day challenge.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Well,well...My ex just rang (the one who's been helping to sort out my car). He said he'd cough up rest of the money (or do some work for the garage guys) for my car, and I'd get it back on road for £350 (told him that was max I could spend) which is managable. Still need to find money for tax,but will only do 6months now and I'll find it from somewhere.

    My first thought was though, I can't accept this. But I'm not proud enough to not accept it, as the garage said it's still in very good nick and they would've bought it off me and done it up to sell. So there you go, I will have my car back.

    That's great that your ex is helping you out. He must think very highly of you.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 December 2009 at 10:29PM
    tirl glad you finally got some good news on your car and from littlewoods

    on the debt front (pre pay!!!! packet)

    £40 personal loan
    £45 BC1
    £10 Cap 1
    £108 BC2

    So £203 paid off even before pay day! Can add that to my sig
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • tirl glad you finally got some good news on your car and from littlewoods

    on the debt front (pre pay!!!! packet)

    £40 personal loan
    £45 BC1
    £10 Cap 1
    £108 BC2

    So £203 paid off even before pay day! Can add that to my sig

    Wow - well done you! You are in your stride now :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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