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The 15k Paper Hat - It could be YOU!!!!!

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  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    edited 3 December 2009 at 12:34AM
    Payments gone through and sig updated [STRIKE](in a sec anyway).[/STRIKE]

    Got quidco £100 (almost) so thought I would match it and paid another £200 off the debt that isn't part of this challenge or the total debt in my sig. Not sure why I keep on reporting these payments apart from it makes them feel a bit more real and like I am heading in a half sensible direction.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That is frustrating, aren't you on weekly pay? does that mean two weeks in one next week?

    I revised my dfd from October 2009 when I started to April 2010 and now June 2010, I think that debt free by 41 will still be fantastic (especially since on the thread you don't look a day over 35 ;)) I am challenging myself to debt free by end of June but would really, really like to have done it by my birthday which is in August so only really a month more but what a difference a month makes....

    How is the newish job going?
    Not on weekly pay in this one - it would be great if I was

    No I should get paid next Monday and then hopefully again the Wednesday before xmas.

    The newish job is going okay but the commute itself is exhausting!

    Debt free by 41 is still good yes! At least my debts are still heading downwards!
    Ah, perhaps baby wouldn't mind moving left a bit to even things up - lol

    I am good cheers hun, been working quite hard but that is refreshing after the old job where I could barely motivate myself to turn my computer on, at least being busy makes me feel like spending 8 hours or so a day there is worthwhile. Actually I am underplaying it, I am really enjoying it, the people are lovely and the work is interesting and varied and people value my opinion and it is possible to get stuff done. All good here (I am also pretty much sorted for Christmas, just parents to do but I am sure that inspiration will strike... I am pondering a joint National Trust membership for them)
    Really pleased you are enjoying it that's great news. :j Don't forget you can get cashback on things like national trust memberships.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Payments gone through and sig updated [STRIKE](in a sec anyway).[/STRIKE]

    Got quidco £100 (almost) so thought I would match it and paid another £200 off the debt that isn't part of this challenge or the total debt in my sig. Not sure why I keep on reporting these payments apart from it makes them feel a bit more real and like I am heading in a half sensible direction.

    I can understand why you are reporting them. I will continue to report mine as well!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I can understand why you are reporting them. I will continue to report mine as well!

    i thought that was the whole point :rotfl:

    its just i havent done anything in such a long time
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    i thought that was the whole point :rotfl:

    its just i havent done anything in such a long time

    I think it's just cos we can't take anything off our sigs so while we are reporting that we are paying off debt. It isn't reflected in the sigs.

    How are you feeling today?

    Did you hear back from your creditors re: the token payments
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all.

    I can understand why you're reporting them as well PAID. It's all in the right direction and it's good to get it out there to say you've done it!

    I've got £18 in copper and silver with me at work so I can take it to the bank at lunch time. Tell you, it's bloomin heavy.. :)

    Need to call littlewoods bingo site as have £13.60 there (won fiver the other day, quid today, but played 30p) and it won't let me withdraw! :(. Just withdrew from virgin though. :) And this week I need to get my bits and bobs on ebay.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    Morning all.


    I've got £18 in copper and silver with me at work so I can take it to the bank at lunch time. Tell you, it's bloomin heavy.. :)

    That's a lot of coppers! I need to go through mine as well and cash them in:)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well, £8 in coppers, £10 in 5p's. I don't use much cash, so it takes me awhile to save any decent amount and only save coppers and 5p's.
    Next year I'm hoping I could save £2 coins, but eats into my food budget so we'll have to see...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think it's just cos we can't take anything off our sigs so while we are reporting that we are paying off debt. It isn't reflected in the sigs.

    How are you feeling today?

    Did you hear back from your creditors re: the token payments


    eurgh,awful but im getting sick of hearing myself moan about it! LOL

    not heard anything back which is really annoying because we move this weekend...

    but at least ive found something to take my mind off of it, Cafeworld on facebook LOL:rotfl:
    Wealth is not measured by currency
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Got a call from my friend yesterday about the car. It will cost at least £500 to fix, so won't bother, now I'm looking to either sell it or scrap it, but won't get much more than £100....:(

    Need to buy lights for my bike now.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
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