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The 15k Paper Hat - It could be YOU!!!!!
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they only do a bacs transfer once a week - so will have to wait until next Monday now! V frustrating!
Your sig is looking very health - like the challenge you've set yourself too! I was hoping to be debt free by my 40th in May but now it will be more like my 41st if I am lucky.... Have to be grateful anyway!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
That is frustrating, aren't you on weekly pay? does that mean two weeks in one next week?
I revised my dfd from October 2009 when I started to April 2010 and now June 2010, I think that debt free by 41 will still be fantastic (especially since on the thread you don't look a day over 35) I am challenging myself to debt free by end of June but would really, really like to have done it by my birthday which is in August so only really a month more but what a difference a month makes....
How is the newish job going?£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »I am good cheers hun, how is bump doing?
The bump is going well. It is getting bigger and the baby seems to like resting under my right ribcage. Lol!
How are things with you?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Ah, perhaps baby wouldn't mind moving left a bit to even things up - lol
I am good cheers hun, been working quite hard but that is refreshing after the old job where I could barely motivate myself to turn my computer on, at least being busy makes me feel like spending 8 hours or so a day there is worthwhile. Actually I am underplaying it, I am really enjoying it, the people are lovely and the work is interesting and varied and people value my opinion and it is possible to get stuff done. All good here (I am also pretty much sorted for Christmas, just parents to do but I am sure that inspiration will strike... I am pondering a joint National Trust membership for them)£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
poorandindenial wrote: »Ah, perhaps baby wouldn't mind moving left a bit to even things up - lol
I am good cheers hun, been working quite hard but that is refreshing after the old job where I could barely motivate myself to turn my computer on, at least being busy makes me feel like spending 8 hours or so a day there is worthwhile. Actually I am underplaying it, I am really enjoying it, the people are lovely and the work is interesting and varied and people value my opinion and it is possible to get stuff done. All good here (I am also pretty much sorted for Christmas, just parents to do but I am sure that inspiration will strike... I am pondering a joint National Trust membership for them)
Glad work is going so well for you PAID.Sounds like it is a really interesting job
TooMuch - where are you? Haven't seen you on here for ages. Hope you are okay
Paid another £55 off my credit card as my Quidco money came through. Hopefully there will be other bits and bobs during the month. OH's workplace get a bonus at Xmas but as he has only been there since the end of September I don't think he will get too much. Still, even a couple of hundred quid would be great to pay off some of the cardsTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Morning all.
No news about car yet, might ring my friend today to see if he's heard anything.
Went for a swim last night, tonight and tomorrow night I want to go jogging/running, depending how I feel.
I need to wait for this months pay before I can pay a huge chunck off s.loan. Can't wait! Plan for next year is to pay it off.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Morning all.
No news about car yet, might ring my friend today to see if he's heard anything.
Went for a swim last night, tonight and tomorrow night I want to go jogging/running, depending how I feel.
I need to wait for this months pay before I can pay a huge chunck off s.loan. Can't wait! Plan for next year is to pay it off.
Morning Tirlittan,
Do you plan to pay off the chunk on the credit card, or the whole loan?
I want to get under 13k by the end of December. Hope it is doable! Need to put more money into the baby savings as well!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
It was a balance transfer from the credit card to my bank account so I can send it to Finland. That's why CC is high and s.loan still as well. After I pay chunck of s.loan, I should be under £10k. It's just logistics that keep my s.loan amount high atm. S.loan should be around £4k and CC as it's now in sig.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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It was a balance transfer from the credit card to my bank account so I can send it to Finland. That's why CC is high and s.loan still as well. After I pay chunck of s.loan, I should be under £10k. It's just logistics that keep my s.loan amount high atm. S.loan should be around £4k and CC as it's now in sig.
Ah it makes sense on your sig!
I am hoping they offer me 0% when I clear my balance!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I've been a member of Ciao surveys since September 08 and only managed to get up to £5.50 now, so decided to request a payment and probably finish with them.
Didn't know that now I have to wait 6-8 WEEKS to get my money!!! :mad:
Also withdrew £8.48 from paypal account, the money's been there for ages as was hoping to get more sales. I need to put stuff on this week though! Could do it on Thursday I guess as bf's out with boys.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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