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£77,366.35 reasons to be debt free!
Comments
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brizzledfw wrote: »hi there..just subscribed after lurking for a bit.
Sorry to thread-jack, but brizzle, I just noticed your signature. Have you joined the 'No buying toiletries in February challenge' yet? There are gazillions of us out to not buy any more toiletries until necessary...and some people's 'stashes' are akin to a small Boots store! :eek:
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Wowsers, that sounds very technically brilliant!
Glad you're back on form IMD and on your way to those Ebay millions 0 -
Hi there in a pickle - but yes! Thats what gave me the idea. I drop in sometimes to that thread. It works perfectly for me. 39 days in (if my maths is correct!) and not even a smidgen of desire for a piece of make up or a toiletries item..I love it!!!!...MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Oh and in a pickle....small Boots store.. but :rotfl:I have a large one!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
hi imd - glad you are all positive again and that ebay is going well. Hopefully OH will catch on soon too and then you will really be on a winnerAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
brizzledfw wrote: »Oh and in a pickle....small Boots store.. but :rotfl:I have a large one!!!
:rotfl:Then get some public liability insurance and start selling! Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Its also scary how many little hotel sized shampoo and conditioners I have as well. Basically a good half a carrier bag full. I used to bring them back every time I went away (which is often due to my work)..so I fear I will never be in a position to buy these products again!!
Oh well good discipline I guess!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I think I should get all my toiletries out and see how I can make do!
Nothing much to report financially, I've hardly spent anything. Still to have a "formal" sit down with OH with my spreadsheet and budget but the kids are away next week so I'm going to do it properly for full effect. He is aware how annoyed/stressed I've been about the whole expenses incident.
Mega stressful day at work and came home to more child associated stress with a battle between kids and grandparent :mad: Not what I need as I have a difficult situation to deal with, as to which one to believe. Wish I could say more but paranoid someone "knows" me on here. Just so frustrating as I want to believe my kids but that would make life difficult - aaarrrrrgghhhhhhhhhhhhh! Have now got a banging headache and a pain in my chest and I have to be up and out of the house at 5am tomorrow!
Such is life, shouldn't complain really
1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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(((hugs)))
**passes over jaffa cakes, gin, and yoga dvd**Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Thank you *grabbing jaffa cakes with both hands* - have you got Dirty Dancing though instead......1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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