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£77,366.35 reasons to be debt free!

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Comments

  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Bonsoir, la plus belle des reves! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • I'm with you with the sky...i have been trying to get my OH to cancel it since October!!!

    SH...i didn't think of a letter!! thanks :-)
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    good luck davenkelly!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • The sky things made me smile. Oh did the same. In the end I phoned them whilst he was here, they spoke to him, all sorted!! Worth a try maybe....
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    WHDFW - I am going to do that right now - and I mean RIGHT now!!!!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have you done it yet?......:rotfl:

    I need to get OH to release the Nectar points as both cards are in his name (God knows how :rolleyes: We have about £90 worth of points :j
  • Yay :j I have dialled the number, put all the information in for him on the phone and then given it to him. He is now on the phone trying to cancel it and sulking it as they keep asking him questions about why he wants to cancel it and I also made him do it mid-dinner eating :rotfl::rotfl::rotfl:It doesn't help that they are all in India and he can't understand what they are saying :rotfl:

    You would think that he has been asked to build a mountain!

    All I need to get him to do now is to phone a plumber and a roofer - that should take a few months then!

    Fairly uneventful day - spent £1.37 on necessary fat and sugar filled food, ran myself senseless on the treadmill and looked like a drowned rat when I got off. Came home and did ironing, emptied Mr T's shopping and finally cancelled sky :j:j:j
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Am also in hugely precarious financial position. We should be paid on Monday, which is the day the Council Tax goes out and will take us £50 over our limit. If we are not paid until the day after we are up the creek without a paddle and going to be charged :cool: I could transfer/withdraw money from a credit card, but I also want to show OH that this is the position and we need to avoid this IYSWIM?? He has never been in the position of being told, we have no money until payday until now and is taking it quite badly and I am just ignoring his moans as this is life.

    Hoping next month as we have no Council Tax we will have money in the tins and a little bit of savings and a dent of £1k in the debt - let's hope :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Go you! :T Sounds like the fat and sugar were well earned ;)
  • just started reading this and glad to see someone in a similar situation. I have just started a debt diary and i think its going to help. Reading through this has really helped as i always think our debt is too big ( 70,000 unsecured ) but you are doing really well and it has brightened up my evening nowing someone else is "gettting on with it" too. Will keep popping in x
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
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