£77,366.35 reasons to be debt free!

In_my_dreams

Sorry for the quietness, have been ebaying like mad. So far got 51 items on ebay and about another 50 to list :eek: Ended up putting them on via turbo lister so will list them all at the same time.

Moneywise, I think that mentally I have actually turned a corner and realised this last night :idea: Checked the bank balance, thought we had about £100 to last us until Monday, however the OH 'fessed up to spending a fair bit at B&Q :rolleyes: and wasted £20 on sundries :rolleyes: so we have £47 left until Monday :eek:

Normally I would mini panic, transfer some over from our other account or take some out of our credit card and not say a word to DH. Instead, I showed DH the state of the account and that we had £47 left and I had no money to transfer over and we would just have to cope. He did, what I now see as his defence tactic, and asked me "what I'd spent money on" and so I produced the spending diary showing that he had spent about 70% of the monthly allowance :j so that shut him up!

So he knows we have £47 left, if he spends it all I am victorious and I didn't even buckle under the pressure he was implying I had spent money - getting there.....

Nelmer

IMD thank u for posting that last post about your OH. Mine is exactly the same & i usually just give in & go without myself. After reading that i'm going to stand my ground more. thanks x

In_my_dreams

Nelmer wrote: »

IMD thank u for posting that last post about your OH. Mine is exactly the same & i usually just give in & go without myself. After reading that i'm going to stand my ground more. thanks x

I can honestly say that it is the first time I have ever been honest with him. I am normally, well we've spent a bit too much but I'll transfer some from savings (hmmm £0 balance), but as I know I have tried so so hard this month, and that it was essentially his frivolous spending that has reduced the balance, I felt righteous telling him so.

I think my worry about saying "we have no money" and the arguments and questions it causes has put us in more debt. If I don't say we have no money, he will keep on spending it and it will spiral. I'm hoping I can continue in the same vein, but I also realise that I can only do this if I am honest about what I spend as well.

hypno06

Ooh, a corner has been turned. Watch out world, IMD is ready to kick a$$

InaPickle

*Peers round corner and scuttles back round again*

No, I'm not going down that street: IMD's down there and she looks like she means BUSINESS! :eek:

In_my_dreams

Shhhhhh....................I'm on ebay not on here, I'm not bored and going out of my mind.

p.s. only spent £1.04 today :j

p.p.s I wasn't here

macgirl

:T:T:T Whooo! Go You!
As for Ebay, that is an impressive effort - have you booked a fortnight off work to post them all? :rotfl:

Any word on the elusive payrise yet?

In_my_dreams

Finished, finished, finished :j:j:j:j I was seriously losing the will to live and think DH would like me to shut up moaning too

In_my_dreams

Oops only posted half a message. Now on an elusive hunt for some energy gels for running. Did over 2 hours on Sunday and didn't take anything apart from an energy drink so need to start practising with gels and stuff. Running partner going to go halves with me so going to look some up and get them on payday.

No news on payrise yet. I asked on the 16th Dec, then we weren't at work the week after due to snow, then two weeks off for xmas and this has been the first real week back for the partners to discuss it. Am going to leave it until the first week in Feb. Bit annoyed if I have to raise it again with them but at the moment I feel a bit blase about it all, I know it will be resolved, just a matter of time. Part of me doesn't want to bother them to make out I am reasonable but the other part is a bit :mad::mad:

Am lounging around now stuffed after eating the kids cakes - sorry Hypno they are safely ensconsed in my tum. I'll get the kids to make some more.

In_my_dreams

Wow nearly 24 hours since I posted :eek:

Not much to report. Done some running, hair cut and no non-budgeted spending :j OH has also asked to enter a golf competition and I said "no, wait until we are paid to see if we can afford it" - I've ignored the huffs and puffs since. He was only saying last night he wants the mortgage paid off but that involves sacrifices.....

Another major hurdle was keeping up with the jones' - our very nice and seemingly better off friends asked where we were going for holidays today and I replied that we weren't going abroad this year as we were having to save for a new car (and £77k in debt) .........................ok so I didn't say the end bit :rotfl:but I normally just say we are going away, whether we can afford it or not. I'm quite proud of myself

Been fairly uneventful apart from that. Now going to watch Muslim Driving School which part of me feels could be racist and sexist so off to form a view!